Commerce · alternatives · 2026

24 alternatives to 0fiat

Spend Stablecoins on 150+ Stores in 35+ Countries

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   CryptoList▲340

   Curated directory of 210+ cryptocurrency resources 💎

   2018 · github.com · its alternatives →

2. 2
   0x▲81

   Powerful APIs to build financial apps on crypto rails

   2023 · 0x.org · its alternatives →

3. 3
   RedotPay▲135

   Spend crypto like fiat

   2024 · redotpay.com · its alternatives →

4. 4
   0xcert▲123

   Your ID, degree or house. 0xcert-ified on the blockchain

   2018 · its alternatives →

5. 5
   Normal▲92

   Zero-fee cash to crypto with instant Web3 usage

   2022 · normalfinance.io · its alternatives →

6. 6
   Crypterium Card▲145

   The first and only global cryptocurrency card.

   2019 · its alternatives →

7. 7
   0x Instant▲155

   Add simple buying of crypto assets to your app or website

   2018 · 0x.org · its alternatives →

8. 8
   NoFiat - Shop with cryptocurrency▲4

   An app for browsing Bitcoin accepting stores

   2017 · its alternatives →

9. 9
   pay3▲77

   Turn your wallet address into a single link and username

   Jan 2026 · pay3.so · its alternatives →

10. 10
    DigitalMint▲59

    Cash-to-Bitcoin ATMs with customer fraud protection

    2021 · digitalmint.io · its alternatives →

11. 11
    ShopWallet: P2P Crypto Wallet▲77

    Send and receive crypto from your contacts

    2023 · shopwalletapp.com · its alternatives →

12. 12
    Paymobil 2.0▲66

    The super simple stablecoin wallet with free transactions

    2022 · paymobil.co · its alternatives →

13. 13
    ZPAE Crypto Card▲45

    Pay with ZPAE Card around the world at 40,000,000+ merchants

    2021 · zelaapay.ae · its alternatives →

14. 14
    LibreCash▲7

    Safely exchange USDT (TRC20) for USD cash with trusted local peers via our Telegram bot. P2P trading in 27 languages. Open source for transparency.

    2025 · librecash.org · its alternatives →

15. 15
    Cray▲13

    Stablecoin payments for merchants

    Jul 2026 · cray.pro · its alternatives →

16. 16
    Spend▲5

    Earn up to 3% back Spending Crypto or Fiat

    2019 · spend.com · its alternatives →

17. 17
    Finassets▲3

    Low-fee crypto payment gateway for business

    Aug 2026 · finassets.io · its alternatives →

18. 18AS
    Add stablecoins payment to any product. No signup required▲12

    2023 · 1pay.network · its alternatives →

19. 19
    PYMSTR▲3

    USDC and USDT settled straight to your wallet on 5 chains

    Jun 2026 · pymstr.com · its alternatives →

20. 20
    Nuo▲25

    Spend, borrow and grow your cryptocurrencies

    2018 · getnuo.com · its alternatives →

21. 21
    Eppy▲3

    Your Crypto Payment Gateway for Stablecoin Payments

    2025 · its alternatives →

22. 22
    HOLD▲8

    Buy, sell and exchange crypto & cash at zero fees

    2019 · its alternatives →

23. 23
    OOPPay▲9

    crypto payment gateway

    2025 · ooppay.io · its alternatives →

24. 24
    Zerosum▲3

    I've been a YNAB user for years but couldn't justify $109/yr for an app where I never used bank sync. So I built my own. ZeroSum is zero-based budgeting (same envelope method) with a full YNAB import wizard — bring your entire budget history over. 50+ currencies, shared budgets, analytics, keyboard shortcuts. $40/yr. Stack: React (Vite + TanStack Router) on Cloudflare Pages, Hono + tRPC on Render. Happy to talk about the technical decisions. Try it free for 35 days: https://zerosum.so

    Feb 2026 · zerosum.so · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →