Life & fun · alternatives · 2026

24 alternatives to Affirm

Pay over time for your purchases

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Affirm launched in 2015; newer entries below may have overtaken it.

1. 1
   Hiatus for iOS▲96

   Find & track your subscriptions. One-touch Bill Negotiation.

   2016 · its alternatives →

2. 2
   Stripe: Apple Pay▲188

   One-touch payment on iOS

   2014 · its alternatives →

3. 3
   Nudge for Change▲110

   receive alerts you when your money hurts what you <3

   2017 · its alternatives →

4. 4
   Ideally▲113

   Shopping app buys for you whenever there’s a sale.

   2016 · its alternatives →

5. 5
   Stripe Dashboard for iPhone▲259

   Track and manage payments on the go

   2015 · its alternatives →

6. 6
   Affirm▲289

   The future of credit, now on your homescreen.

   2017 · its alternatives →

7. 7
   Spendee 2.0▲220

   See where your money goes

   2015 · its alternatives →

8. 8
   Raise▲109

   The easiest way to save money on the go

   2017 · its alternatives →

9. 9
   Pay Finders▲83

   Discover and explore local merchants that accept Apple Pay

   2015 · its alternatives →

10. 10
    Reviews for iOS▲224

    Keep track of your App Store reviews

    2014 · its alternatives →

11. 11
    Next▲123

    Personal financing made easy for iOS and OSX

    2014 · its alternatives →

12. 12
    Tally▲267

    Helping you pay and organize your credit cards

    2017 · its alternatives →

13. 13
    Expense▲81

    Spending tracking made easy

    2015 · its alternatives →

14. 14
    Shopify Pay▲301

    Give shoppers a fast, secure way to pay

    2017 · its alternatives →

15. 15
    INSTO▲158

    Buy pretty much anything in installments.

    2016 · its alternatives →

16. 16
    Raise (iOS)▲157

    Buy discounted gift cards instantly on your phone

    2014 · its alternatives →

17. 17
    Paribus for iOS▲226

    Track all your purchases and get refunds on price drops

    2015 · its alternatives →

18. 18
    Spring▲211

    Shop new arrivals from the brands you love, every day

    2014 · its alternatives →

19. 19
    Debt Reminder▲83

    All your debts in one place.

    2016 · its alternatives →

20. 20
    Stayful for iOS▲101

    Get the best price on boutique hotels from your phone

    2014 · its alternatives →

21. 21
    Sum up▲121

    Accept card payments on your phone

    2015 · its alternatives →

22. 22
    Wait For Savings▲111

    Found a product but not at the price you are willing to pay?

    2016 · its alternatives →

23. 23
    Apple Support▲225

    Support for Apple now on iOS

    2016 · its alternatives →

24. 24
    Settle▲83

    Pay with Settle and never wait for a check (pre-launch)

    2014 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →