Dev tools · alternatives · 2026

24 alternatives to ApiPay (by BazarBay)

Automated Kaspi Pay invoices by phone number for businesses

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   KkiaPay▲63

   An online payment gateway for African businesses 🌍

   2019 · kkiapay.me · its alternatives →

2. 2
   JustPaid▲272

   Autonomous AI for billing, contracts, and collections.

   2025 · its alternatives →

3. 3
   inai▲214

   Global payments without code

   2021 · inai.io · its alternatives →

4. 4
   Paystack▲138

   Modern payments for Africa

   2020 · paystack.com · its alternatives →

5. 5
   AirPay▲220

   Integrate all payment channels via one single API

   2019 · tryairpay.com · its alternatives →

6. 6
   CartAI▲402

   One API to deploy a specialized agent that navigates any web property and completes the transaction. Checkout, subscriptions, invoices, orders. Composable. Reliable. Developer-first.

   Jul 2026 · cartai.ai · its alternatives →

7. 7
   pay.sh▲346

   Discover, access, and pay for any API autonomously

   May 2026 · pay.sh · its alternatives →

8. 8
   Payment Rails Payout API▲80

   Send business payments to any country in any currency.

   2018 · trolley.com · its alternatives →

9. 9
   Flutterwave▲144

   1 API for ACH, card and mobile money payments across Africa

   2016 · flutterwave.com · its alternatives →

10. 10
    Payemoji▲76

    AI-powered payments and conversational commerce

    Apr 2026 · payemoji.com · its alternatives →

11. 11
    Invoicy 2.0▲124

    Invoicing solution for freelancers and small teams

    2021 · invoicy.io · its alternatives →

12. 12
    OyaPay Africa▲83

    Digital wallet payment platform to pay and get paid

    2021 · its alternatives →

13. 13
    SukuPay▲136

    Move money globally through phone numbers—no apps required

    2024 · sukupay.app · its alternatives →

14. 14
    MoneyHash - Your payment super API▲82

    Build a custom payment stack for your business

    2022 · moneyhash.io · its alternatives →

15. 15
    Payment.Ninja GraphQL API▲71

    First ever GraphQL API for payment apps

    2019 · its alternatives →

16. 16
    InvoiceSherpa▲53

    Blissful invoice automation for SMBs & freelancers

    2021 · invoicesherpa.com · its alternatives →

17. 17
    spliffpay▲97

    Accepting crypto payments made easy

    2024 · its alternatives →

18. 18
    AbacatePay▲69

    Payment orchestration for LatAm, built for Agents and SaaS.

    Jan 2026 · abacatepay.com · its alternatives →

19. 19
    PayGenie▲60

    AI-powered Invoice automation with effortless voice commands

    2024 · its alternatives →

20. 20
    ClientPay▲5

    Invoicing that gets you paid faster with an AI assistant

    Mar 2026 · clientpay.app · its alternatives →

21. 21
    FlezPay▲16

    Transforming payments in Africa.

    2025 · flezpay.com · its alternatives →

22. 22
    Razorpay Payment Gateway▲34

    A System Designed to Handle End to End Payments

    2019 · razorpay.com · its alternatives →

23. 23
    InvoicingAPI is finally ready▲20

    After a lot of personal hardships over the past year, I can finally say that InvoicingAPI is ready for public use. It's a platform where you can create beautiful, customizable and dynamic, tax-compliant invoices with payment links built in, so your clients pay you faster. In your dashboard you can see your payments and payouts to your bank. This is just an initial release and plenty of features are in the pipeline, like an online builder, automated sending, 3rd party app integration, etc. Feel free to poke around and let me know your thoughts!

    2024 · invoicingapi.com · its alternatives →

24. 24
    API BANKING▲1

    API Banking Services Company - API Banking Platform India

    2023 · fidypay.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →