Commerce · alternatives · 2026

24 alternatives to Ascend

Loans for borrowers who are better than their credit score

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Ascend launched in 2017; newer entries below may have overtaken it.

1. 1
   Lending Club▲93

   Credit marketplace for peer-to-peer lending

   2014 · its alternatives →

2. 2
   Upgrade▲92

   The newest lending startup from the former Lending Club CEO

   2017 · its alternatives →

3. 3
   LendUp▲84

   Micro-loans made simple

   2014 · its alternatives →

4. 4
   Marcus by Goldman Sachs▲95

   Personal loans to help manage high-interest credit card debt

   2016 · its alternatives →

5. 5
   Birch▲157

   Find the best credit card for your spending.

   2016 · its alternatives →

6. 6
   nerdwallet▲106

   Quora for Finance

   2014 · its alternatives →

7. 7
   MeetEarnest▲76

   Loans For Living Life

   2014 · its alternatives →

8. 8
   Tally▲267

   Helping you pay and organize your credit cards

   2017 · its alternatives →

9. 9
   Foresight▲201

   Financial model templates for startups and investors

   2015 · its alternatives →

10. 10
    WeFinance 2.0▲86

    Crowdfunded loans at terms set by you, not a bank

    2016 · its alternatives →

11. 11
    Fundrise▲138

    The first low-cost private market investment advisor

    2017 · its alternatives →

12. 12
    Vouch▲90

    Friend powered finance

    2014 · its alternatives →

13. 13
    LendingRobot▲95

    Automated investing on Prosper/Lending Club

    2015 · its alternatives →

14. 14
    Level▲137

    Non-dilutive financing for fintech startups

    2021 · its alternatives →

15. 15
    Tuition.io▲71

    Student Loans Made Simple

    2014 · its alternatives →

16. 16
    Forcerank▲124

    Fanduel for the stock market

    2016 · its alternatives →

17. 17
    Bricklane.com▲100

    A home for your savings

    2016 · its alternatives →

18. 18
    Fundera▲61

    Small Business Loans Made Easy

    2014 · its alternatives →

19. 19
    LendingCrowd▲111

    Peer-to-peer lending in your pocket

    2015 · its alternatives →

20. 20
    Quicken Loans Rocket Mortgage▲85

    The first completely online end-to-end mortgage experience

    2015 · its alternatives →

21. 21
    WeFinance▲120

    Crowdfunded student loans

    2015 · its alternatives →

22. 22
    Squeeze▲64

    Smarter & easier personal finance starts here

    2017 · its alternatives →

23. 23
    Founder Weekly▲126

    The best hand curated links for entrepreneurs and investors

    2014 · its alternatives →

24. 24
    Debt Reminder▲83

    All your debts in one place.

    2016 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →