Alternatives

Products that do what Cashflo does

Know where every dollar goes — without selling your data

1. 1
   PennyFlo▲105

   AI co-pilot for CFOs & business owners

   2024

2. 2
   Coin Assistant▲139

   World's first financial AI-assistant for digital currencies

   2019

3. 3
   Stated▲78

   Privacy-first AI finance tracker

   Apr 2026 · statedmoney.com

4. 4
   Finlingo▲77

   Your own AI CFO, watching your money on autopilot

   May 2026 · finlingo.ai

5. 5
   Money Mint▲68

   Simplified personal budgeting tool like mint

   2022

6. 6
   Actual▲36

   Track your money, save money.

   2020

7. 7
   Moneyball▲19

   AI finance tracker for multi-bank, multi-currency households

   Jun 2026 · moneyball.me

8. 8
   Treasury AI▲20

   A Personal CFO for your financial life

   Jun 2026 · treasury.sh

9. 9
   CashMate - Manage Your Finance▲3

   No ads. No fees. Just better finances.

   Feb 2026 · cashmate.periwin.com

10. 10
    Saflo:Money OS▲3

    Financial clarity for irregular income.

    Jun 2026 · safflower.vercel.app

11. 11
    Finious▲2

    Know your numbers. Improve what you can.

    May 2026 · finious.ai

12. 12
    CashEnzo▲3

    Forecast first - See your cash flow before it happens.

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13. 13
    Cashflow: Budget Manager▲12

    Snap a receipt. Know your money. Skip the spreadsheet.

    Jun 2026 · cashflowhq.io

14. 14
    PocketFlow▲4

    Track expenses in 3 seconds. Just text a Telegram bot.

    May 2026 · pocket-flow.app

15. 15
    Spenso: Take Control of Your Money▲8

    Manage bank accounts, cards, and auto-settle balances

    Jan 2026

16. 16
    Fainto: Private Budget Tracker▲5

    Private budget tracker. See where your money goes

    Jul 2026 · fainto.app

17. 17
    CoinMind▲10

    Free finance calculators, tools & AI — no sign-up

    Jul 2026 · coinmind.in

18. 18
    Fino▲4

    AI expense tracker that reads bank alerts automatically

    Jul 2026 · play.google.com

19. 19
    Thrust — AI Budgeting Without the Cloud▲1

    Your finances. Your device. Your rules.

    May 2026 · thrust.finance

20. 20
    Coinly▲3

    Budget tracker with an AI assistant that does the work

    Jul 2026 · coinlyapplication.com

21. 21
    finbrain▲3

    Chat-first money tracking with real-time AI budgets.

    Feb 2026

22. 22
    FinArt▲3

    Reads notifications, tracks expenses, never sells your data.

    Apr 2026 · apps.apple.com

23. 23
    LedgerLens▲2

    Privacy-first budgeting. No bank sync required.

    Mar 2026 · ledgerlens.magency.co

24. 24
    Monity - Money Manager▲1

    Expense, Tracker, Budget, Money, Spending, Save, Manager

    Mar 2026 · monity.tech

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