Alternatives

Products that do what CERF does

Payment infrastructure for complex businesses

1. 1
   xPay▲229

   Cross-border payment gateway for enterprises

   Jan 2026

2. 2
   Coinbase Commerce▲600

   Accept BTC, ETH & other digital currencies in your business

   2018

3. 3
   Ramp Flex▲127

   The most flexible way to pay your vendors, ever

   2022

4. 4
   Formance▲437

   Build & track custom money flows, on a solid foundation

   2022

5. 5
   Vault by Modernbanc▲300

   Build custom payments flows in 5 minutes

   2024

6. 6
   Ramp Vendor Management▲148

   The only corporate card that controls & predicts SaaS spend

   2020

7. 7
   Cede.store▲166

   Access CeFi data & assets from any app, with DeFi values

   2023

8. 8
   Lendflow▲148

   Embedded lending infrastructure for SaaS platforms

   2020

9. 9
   Brex▲275

   The corporate card and business account built for scale.

   2018

10. 10
    Endl▲287

    A global operating account for fiat, stablecoins, and cards.

    Jul 2026 · endl.io

11. 11
    Square Banking▲252

    Your payments, banking, and cash flow. Working as one.

    2021

12. 12
    Paper.xyz▲192

    NFT checkout with credit cards & cross-chain crypto

    2022

13. 13
    Incard▲154

    Redefining finance for digital commerce

    2025

14. 14
    Denario▲183

    Business payments as seamless as consumer payments

    2022

15. 15
    Flutterwave▲144

    1 API for ACH, card and mobile money payments across Africa

    2016

16. 16
    Bizzllet▲136

    Manage business crypto payments, expenses and invoices

    2023

17. 17
    Paykassma▲174

    High-risk payment gateway for +20% conversion increase

    2024

18. 18
    Keagate▲65

    Open-source, multi-chain alternative to Coinbase Commerce

    2022

19. 19
    ZPay▲99

    Revolutionizing recurring payments on the Blockchain

    2024

20. 20
    Curve for Business▲116

    One place to easily spend, send, see and save your money.

    2016

21. 21
    CoinCircuit▲2

    Crypto Payment Infrastructure

    Jun 2026 · coincircuit.io

22. 22
    Business Banking APIs by Decentro▲102

    Perform banking functions on top of corporate accounts

    2021

23. 23
    Payment Rails Payout API▲80

    Send business payments to any country in any currency.

    2018

24. 24
    Flex Finance▲57

    Business spend management with cards and approvals

    May 2026 · useflexfinance.com

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