AI · alternatives · 2026

24 alternatives to Credit Chip

Decentralized Automated Payment Processor (DAPP) with AI

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier. Credit Chip launched in 2023; newer entries below may have overtaken it.

1. 1
   Dapi▲187

   Accept zero fee instant payments

   2020 · its alternatives →

2. 2
   Square + Apple Pay▲256

   Accept Apple Pay and chip cards everywhere.

   2015 · its alternatives →

3. 3
   Agentcard for companiesfree tier▲189

   one API call and your agent buys anything online

   Jul 2026 · agentcard.sh · its alternatives →

4. 4
   JustPaid▲272

   Autonomous AI for billing, contracts, and collections.

   Oct 2025 · its alternatives →

5. 5
   Square Contactless Reader▲255

   Accept Apple Pay + Chip cards, anywhere

   2015 · its alternatives →

6. 6
   Stripe Corporate Card▲536

   The corporate card for fast-growing businesses. 💳

   2019 · its alternatives →

7. 7
   Coin 2.0▲170

   All your credit cards in one. Tap to pay.

   2015 · its alternatives →

8. 8
   Affirm▲289

   The future of credit, now on your homescreen.

   2017 · its alternatives →

9. 9
   Stripe iOS SDK▲397

   Accept both Apple Pay and credit card payments easily on iOS

   2016 · its alternatives →

10. 10OC
    Offset – Credit card powered by trust between people▲150

    2020 · offsetcredit.org · its alternatives →

11. 11
    ACH payments with Stripe▲281

    Accept bank payments with a few lines of code.

    2016 · its alternatives →

12. 12
    Dappit▲107

    Your blockchain engineer that builds and deploys DAPPs

    Oct 2025 · dappit.io · its alternatives →

13. 13
    Final 2.0▲225

    Credit card that helps tame subscriptions and conquer fraud

    2017 · its alternatives →

14. 14
    AutoPay▲155

    Automate any recurring payment activity on-chain w/ AutoPay

    2023 · its alternatives →

15. 15
    Face Card▲90

    An AI Invoicing assistant to create & send invoices via SMS

    Oct 2025 · facecardhq.com · its alternatives →

16. 16
    Machine Payments Protocol▲113

    The internet-native payment standard for AI agents

    Mar 2026 · mpp.dev · its alternatives →

17. 17
    Alloy Card▲116

    Alloy Card is the first credit card with automation

    2020 · its alternatives →

18. 18
    Dots▲143

    Cash for the internet

    2021 · its alternatives →

19. 19
    Payemoji▲76

    AI-powered payments and conversational commerce

    Apr 2026 · payemoji.com · its alternatives →

20. 20
    Chip▲95

    AI-powered chat bot that automates your savings 💸

    2016 · its alternatives →

21. 21
    icpay▲100

    Stripe, for crypto.

    Sep 2025 · its alternatives →

22. 22
    0x Portal▲97

    A dApp for user on-boarding, education and DEX discovery.

    2018 · its alternatives →

23. 23CC
    CLEAR Card – AI powered credit card for startups▲20

    2016 · getclear.io · its alternatives →

24. 24
    Compliance Genie▲92

    Instant access to payments expertise, one question at a time

    2023 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →