AI · alternatives · 2026

24 alternatives to Credit Chip

Decentralized Automated Payment Processor (DAPP) with AI

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier. Credit Chip launched in 2023; newer entries below may have overtaken it.

1
Square Contactless Reader▲255
Accept Apple Pay + Chip cards, anywhere
2015 · squareup.com · its alternatives →
2
Dapi▲187
Accept zero fee instant payments
2020 · its alternatives →
3
Square + Apple Pay▲256
Accept Apple Pay and chip cards everywhere.
2015 · squareup.com · its alternatives →
4
JustPaid▲272
Autonomous AI for billing, contracts, and collections.
2025 · its alternatives →
5
Stripe Corporate Card▲536
The corporate card for fast-growing businesses. 💳
2019 · stripe.com · its alternatives →
6
Universal Dapp Store▲252
Discover decentralized apps on ETH, Blockstack, IPFS & more
2018 · app.co · its alternatives →
7
Agentcard for companiesfree tier▲189
Agentcard gives every user of your product a wallet their agent can spend from. Cards go in once. Purchases come out priced, approved, and paid.
Jul 2026 · agentcard.sh · its alternatives →
8
Coinflip▲68
Accept in-person payments universally
2020 · coinflipby.cedric.kim · its alternatives →
9
Coin 2.0▲170
All your credit cards in one. Tap to pay.
2015 · onlycoin.com · its alternatives →
10
ACH payments with Stripe▲281
Accept bank payments with a few lines of code.
2016 · stripe.com · its alternatives →
11
delegare▲70
Hi guys, am building SecureLend.ai and when working on our underwriting agents (free trial, paid after) I had issues with seamless payment options. Of course I looked at x402 which I believe is a great protocol but not a fan of a) sharing private keys with the agent b) having a human in the loop or c) similar workaround e.g. pre-funded wallets So I started building out a solution. For my use case it was important to not only have stablecoins but also a fiat rail which is now implemented using Stripe. Initially I build a mandate system internally but am very glad and big shoutout to the guys…
Apr 2026 · delegare.dev · its alternatives →
12
Affirm▲289
The future of credit, now on your homescreen.
2017 · affirm.com · its alternatives →
13
Dappit▲107
Your blockchain engineer that builds and deploys DAPPs
2025 · dappit.io · its alternatives →
14
AutoPay▲155
Automate any recurring payment activity on-chain w/ AutoPay
2023 · its alternatives →
15
Face Card▲90
An AI Invoicing assistant to create & send invoices via SMS
2025 · facecardhq.com · its alternatives →
16
Aave Pocket▲68
Program IBAN accounts and virtual debit cards
2018 · aave.com · its alternatives →
17
Machine Payments Protocol▲113
The internet-native payment standard for AI agents
Mar 2026 · mpp.dev · its alternatives →
18
Alloy Card▲116
Alloy Card is the first credit card with automation
2020 · its alternatives →
19
Dots▲143
Cash for the internet
2021 · usedots.com · its alternatives →
20
Paradigma CrossCheck▲62
Edit, share, track & set alarms on business deals
2019 · its alternatives →
21
Payemoji▲76
AI-powered payments and conversational commerce
Apr 2026 · payemoji.com · its alternatives →
22
Chip▲95
AI-powered chat bot that automates your savings 💸
2016 · getchip.uk · its alternatives →
23
icpay▲100
Stripe, for crypto.
2025 · its alternatives →
24
Dapi▲74
A new API to accept bank payments in Latam with free data
2021 · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →