Life & fun · alternatives · 2026

24 alternatives to Ex-Factor by P2Binvestor

A new revolving line of credit

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Ex-Factor by P2Binvestor launched in 2015; newer entries below may have overtaken it.

1. 1
   Lending Club▲93

   Credit marketplace for peer-to-peer lending

   2014 · lendingclub.com · its alternatives →

2. 2
   Spendee 2.0▲220

   See where your money goes

   2015 · spendee.com · its alternatives →

3. 3
   Final 2.0▲225

   Credit card that helps tame subscriptions and conquer fraud

   2017 · getfinal.com · its alternatives →

4. 4
   Birch▲157

   Find the best credit card for your spending.

   2016 · bugiscredit.sg · its alternatives →

5. 5
   LendingCrowd▲111

   Peer-to-peer lending in your pocket

   2015 · lendingcrowd.com · its alternatives →

6. 6
   INSTO▲158

   Buy pretty much anything in installments.

   2016 · ins.to · its alternatives →

7. 7
   Qoins 2.0▲97

   Pay off debt with spare change

   2017 · apps.apple.com · its alternatives →

8. 8
   Birch 2.0▲174

   Mint.com for credit card rewards 💰 ✈️

   2016 · joinbirch.com · its alternatives →

9. 9
   Poindexter▲231

   Automated financial projections for startups

   2017 · getpoindexter.com · its alternatives →

10. 10
    Next▲123

    Personal financing made easy for iOS and OSX

    2014 · its alternatives →

11. 11
    Vouch▲90

    Friend powered finance

    2014 · vouchmoney.com · its alternatives →

12. 12
    WalletHub▲90

    A.I.-powered savings alerts, free daily credit scores & more

    2016 · wallethub.com · its alternatives →

13. 13
    Slice Drops▲100

    Get your money back when prices drop 🛍 💸

    2016 · slice.com · its alternatives →

14. 14
    Debt Reminder▲83

    All your debts in one place.

    2016 · its alternatives →

15. 15
    Tiny Bank▲195

    A financial app for people with crazy money

    2016 · tinybank.co · its alternatives →

16. 16
    Openfolio 2.0▲118

    Invest with friends - entirely new version of app

    2016 · its alternatives →

17. 17
    Card.io▲134

    Credit card scanning for mobile apps.

    2014 · its alternatives →

18. 18
    Sliced Investing 2.0▲101

    Hedge fund investing, simplified

    2014 · pl.alcheek.com · its alternatives →

19. 19
    Bitbond▲73

    Bitcoin-based P2P lending

    2014 · bitbond.com · its alternatives →

20. 20
    Hurdlr▲143

    Simple financials for busy entrepreneurs

    2016 · hurdlr.com · its alternatives →

21. 21
    Clara▲91

    Personal finance app for iPhone

    2014 · clara.blockthirty.com · its alternatives →

22. 22
    MoneyDashboard▲72

    Get the true view of your finances

    2014 · data.one · its alternatives →

23. 23
    Lend Academy▲64

    Teaching the world about peer to peer lending

    2015 · lendacademy.com · its alternatives →

24. 24
    MoneyWiz▲71

    A modern approach to personal finance

    2014 · moneywizapp.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →