Commerce · alternatives · 2026

24 alternatives to Expensify Cash

Chat and payments in one place

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Expensify Cash launched in 2021; newer entries below may have overtaken it.

1. 1
   Tango▲111

   Improving couple's finance and communication around money

   2023 · tangomoney.com · its alternatives →

2. 2
   Expensify▲2

   Automated pre-accounting platform for all business expenses.

   2021 · use.expensify.com · its alternatives →

3. 3
   Expen6▲77

   Manage, track and split your expenses with ease

   2023 · expensix.com · its alternatives →

4. 4
   thisapp▲260

   Chat, Plan, and Pay. All-in-one app.

   2022 · thisapp.com · its alternatives →

5. 5
   Candle▲209

   Chat with your money

   2024 · its alternatives →

6. 6
   SplitMyExpenses 2.0▲108

   Hey HN I'm Brad, the creator of SplitMyExpenses (SME)! I've always dreaded splitting expenses with friends after meals, so I'd usually do it as a batch process after a few weeks. I always dreamed of a tool that fit that workflow seamlessly and couldn't find it, so I did the thing most software tinkerers do, build your own tool! It has evolved substantially over the past few years, from a side project that almost never made it out the graveyard, to a polished web app with powerful API integrations and even AI! Splitting expenses sounded simple up front, but a few challenges worth calling out:…

   2023 · splitmyexpenses.com · its alternatives →

7. 7
   Let's Split▲86

   Split and pay group expenses

   2023 · letsplit.com · its alternatives →

8. 8
   Splitty▲66

   Avoid the awkward conversation of requesting 💸 from friends

   2018 · apps.apple.com · its alternatives →

9. 9
   Let's Split▲89

   Share, track and settle group expenses all in one app

   2023 · letsplit.com · its alternatives →

10. 10
    Splitwise 5.0▲164

    Split expenses with friends

    2019 · splitwise.com · its alternatives →

11. 11
    Paylike▲86

    A modern full-stack payment platform

    2015 · lunar.app · its alternatives →

12. 12
    Finch▲113

    The financial app for your social life

    2017 · finch.me · its alternatives →

13. 13
    Spend Together▲76

    Split bills in a group of friends painlessly

    2019 · apps.apple.com · its alternatives →

14. 14
    NextRound▲63

    The digital payments app designed specifically for gifting

    2022 · nextroundapp.com · its alternatives →

15. 15
    Slide▲3

    Where split expenses turn into shared memories

    Jun 2026 · useslideapp.com · its alternatives →

16. 16
    Payemoji▲76

    AI-powered payments and conversational commerce

    Apr 2026 · payemoji.com · its alternatives →

17. 17
    Splitty for Telegram▲89

    Helps with managing shared expenses

    2017 · t.me · its alternatives →

18. 18
    Exeq NYC Beta▲73

    Fun finance & budgeting!

    2017 · exeq.com · its alternatives →

19. 19
    ChatExpense▲7

    AI Expense tracker with text, voice, and image chat input.

    2025 · its alternatives →

20. 20
    ExpenDiv - Stop chasing people for money▲6

    No more awkward texts. Track bills and automate reminders.

    Jul 2026 · expendiv.com · its alternatives →

21. 21
    Expenddy - Share Your Expenses▲3

    Fair Split - Easy Split

    Jul 2026 · play.google.com · its alternatives →

22. 22
    eXpend▲7

    All-in-one personal finance app that keeps you in control

    2025 · apps.apple.com · its alternatives →

23. 23
    Splitt▲13

    The right way to share your expenses with friends or family

    2025 · splitt.cash · its alternatives →

24. 24
    Expenfy▲1

    Personal financial management app

    2025 · apps.apple.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →