Alternatives

Products that do what Finchime does

Personal finance with no accounts, no servers, & no tracking

1. 1
   Finch▲113

   The financial app for your social life

   2017

2. 2TF
   TopHat Finance – free, open, and offline▲104

   2022 · athenodoros.github.io

3. 3
   8udget▲97

   Budget, invest & track finances - works offline

   Jan 2026 · 8udget.my

4. 4
   Penny▲245

   A personal finance coach that's simpler than Mint

   2015

5. 5
   Finimize for iPhone▲248

   Financially savvy in minutes

   2018

6. 6
   FinGrow Finance▲123

   Your new go-to for managing money

   2024

7. 7
   Mosaic▲124

   Mint — if it was made by Apple.

   2021

8. 8
   Moneydance▲111

   Easy to use personal finance software with all the features

   2016

9. 9
   Hummings▲117

   A personal finance companion to help you spend smarter

   2016

10. 10
    Funded▲95

    Budgeting without the micromanagement

    2020

11. 11
    inBudget▲106

    Personal financial management app

    2016

12. 12
    Pariti▲93

    The free app to pay off debt and start saving 💰

    2017

13. 13
    Clara▲91

    Personal finance app for iPhone

    2014

14. 14
    Vaultr▲82

    Personal finance app built for young professionals

    Apr 2026 · vaultr-app.org

15. 15
    Monifi▲69

    Excel alternative for personal finance management

    Dec 2025 · monifi.app

16. 16IB
    I built uFincs – a privacy-first, encrypted personal finance app▲58

    2021 · ufincs.com

17. 17
    Finance OS▲1

    Simple personal finance, online or offline

    Aug 2026 · ofinanceos.netlify.app

18. 18
    Klera▲2

    Your private, offline personal finance app

    19d ago · play.google.com

19. 19
    Money Manager ▲2

    Track money offline. No account, no cloud, no subscription.

    May 2026 · play.google.com

20. 20
    Myfin▲1

    The 100% free, ad-free personal finance app for everyone

    19d ago · play.google.com

21. 21
    FinOne▲13

    A minimal, offline-first app for financial accounts.

    Sep 2025

22. 22TA
    Trackm, a personal finance web app▲21

    I built this as a personal finance app that allows me to see how my recurring incomes and expenses will affect my network over the years. So trackm can show up to 4 years in the future and track when your accounts will go negative given you expenses and incomes. I've been dogfooding it for the past 10 days, fixing issues I find from my day-to-day use and now it's at a point where I'm comfortable sharing it with others. The app is free for 30 days, after which it goes into read-only mode. Paying the one-time license fee unlocks it forever.

    Mar 2026 · trackm.net

23. 23
    FinaZen▲2

    Privacy-first budget app. No subscriptions.

    Feb 2026 · yazilimk.com.tr

24. 24
    CashMate - Manage Your Finance▲3

    No ads. No fees. Just better finances.

    Feb 2026 · cashmate.periwin.com

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