Dev tools · alternatives · 2026

24 alternatives to HeptaPay

Online Agent for Mobile Money in East Africa

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. HeptaPay launched in 2022; newer entries below may have overtaken it.

1. 1
   OyaPay▲92

   Alternative to cash and POS in Nigeria 🇳🇬

   2018 · its alternatives →

2. 2
   Paystack▲138

   Modern payments for Africa

   2020 · its alternatives →

3. 3
   mytalu▲61

   Africa's All Access Multicurrency Account

   2022 · its alternatives →

4. 4
   Dodo Payments▲515

   Global Payments That Never Go Extinct

   2025 · its alternatives →

5. 5
   Fliqpay▲80

   Accept cryptocurrency payments from anywhere in the world

   2019 · its alternatives →

6. 6
   Flutterwave▲144

   1 API for ACH, card and mobile money payments across Africa

   2016 · its alternatives →

7. 7
   Intelligent Payment Routing by Akurateco▲232

   New technology to maximize transaction approvals

   2023 · its alternatives →

8. 8
   Tipagya Pay — Merchant Dashboard▲3

   Accept mobile money payments across 30+ African countries

   Jun 2026 · tipagyapay.com · its alternatives →

9. 9
   HexPay▲177

   💎 Integrate P2P crypto payments easily

   2024 · its alternatives →

10. 10
    SukuPay▲136

    Move money globally through phone numbers—no apps required

    2024 · its alternatives →

11. 11
    Micropay▲1

    Drop-in components to accept payments in Africa

    Mar 2026 · micropay.dev · its alternatives →

12. 12
    Union54▲148

    Debit card issuing API for Africa

    2021 · its alternatives →

13. 13
    Bingtellar Transfer▲104

    International money transfers like an email

    2024 · its alternatives →

14. 14
    LocalRamp▲63

    Let Africans buy & sell crypto on your website/app

    2023 · its alternatives →

15. 15
    Kruma Currency Exchange▲105

    The best currency exchange service for world travelers ✈️💵💶💷

    2017 · its alternatives →

16. 16
    AkibaPAY▲6

    Smarter banking for a better tomorrow

    2023 · its alternatives →

17. 17
    Zenda Africa▲10

    Send money, pay bills locally, and spend securely with Zenda

    Jan 2026 · zendaafrica.com · its alternatives →

18. 18
    Zazuu▲71

    Search, compare rates and send money within one app

    2022 · its alternatives →

19. 19
    HiFast▲66

    Deposit, spend, & withdraw cash & crypto

    2022 · its alternatives →

20. 20
    Tuagye▲8

    Africa's first escrow-protected classified ads platform

    2025 · tuagye.com · its alternatives →

21. 21
    Atlantic Money Android App▲66

    Atlantic Money is now available for Android users

    2023 · its alternatives →

22. 22
    FlezPay▲16

    Transforming payments in Africa.

    2025 · its alternatives →

23. 23
    APPOTAPAY▲8

    Optimized payment solutions for Vietnam

    2025 · appotapay.com · its alternatives →

24. 24
    M'Bongo▲25

    Africa's Ultimate Financial Super App!

    2025 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →