Dev tools · alternatives · 2026

24 alternatives to I Hate Money

Manage your shared expenses, easily

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. I Hate Money launched in 2021; newer entries below may have overtaken it.

1. 1
   Ray▲293

   I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.

   Apr 2026 · rayfinance.app · its alternatives →

2. 2
   YNAB (You Need a Budget)▲208

   Gain control of your money

   2015 · ynab.com · its alternatives →

3. 3
   Spendee 2.0▲220

   See where your money goes

   2015 · spendee.com · its alternatives →

4. 4
   5coins▲94

   A simple app to track your daily expenses

   2015 · 5coins.cmsight.com · its alternatives →

5. 5
   Equal▲96

   Conveniently manage group expenses and share costs

   2015 · its alternatives →

6. 6
   Leetchi▲158

   Create a group money pot for free

   2015 · leetchi.com · its alternatives →

7. 7
   Wally▲86

   Control your money seamlessly

   2015 · soft-club.org · its alternatives →

8. 8
   Openfolio▲154

   Sharing economy comes to personal investing

   2014 · its alternatives →

9. 9
   Openfolio 2.0▲118

   Invest with friends - entirely new version of app

   2016 · its alternatives →

10. 10
    Glassjar▲135

    Collect money from friends to pay for things together

    2015 · glassjar.co · its alternatives →

11. 11
    CoinsManager▲57

    Free Open-source multi-address multi-currency Portfolio

    2014 · coinsmanager.com · its alternatives →

12. 12
    Puddle▲93

    Borrow money easily and cheaply from your community.

    2014 · its alternatives →

13. 13
    Fly Cash▲102

    Expense tracking as easy as chatting

    2017 · flycash.me · its alternatives →

14. 14
    Split Away▲12

    Share, Split, Settle

    2024 · splitaway.vercel.app · its alternatives →

15. 15
    Unspent▲79

    Track your spending money. Keep it simple.

    2015 · unspentapp.com · its alternatives →

16. 16
    SPAR!▲96

    Challenge your friends. Put money on the line. Get better.

    2017 · getspar.com · its alternatives →

17. 17
    Ulys▲73

    An app that makes group expenses easier

    2017 · its alternatives →

18. 18
    HotelBuddy▲81

    Share spare space, buddy up and earn cash

    2015 · its alternatives →

19. 19
    Monetal - Expense Tracker▲91

    Completely free and no-ads expense tracker

    2023 · monetal.app · its alternatives →

20. 20
    inBudget▲106

    Personal financial management app

    2016 · inbudget.net · its alternatives →

21. 21
    Vouch▲90

    Friend powered finance

    2014 · vouchmoney.com · its alternatives →

22. 22
    WalletHub▲90

    A.I.-powered savings alerts, free daily credit scores & more

    2016 · wallethub.com · its alternatives →

23. 23
    Oikon 2▲94

    Manage your expenses

    2017 · its alternatives →

24. 24
    WealthBot.io▲87

    Open source wealth management platform

    2015 · wealthbot.io · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →