Commerce · alternatives · 2026

24 alternatives to IOU
A super simple way to split bills
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. IOU launched in 2019; newer entries below may have overtaken it.
- 1IS
2019 · iou.ch · its alternatives →
- 2
Splitwise▲99Share bills and IOUs - make sure everyone gets paid back
2014 · splitwise.com · its alternatives →
- 3

Split bills in a group of friends painlessly
2019 · apps.apple.com · its alternatives →
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IOU-Money▲65Manage and explore your debit and credit transaction flow
2021 · apps.apple.com · its alternatives →
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Splitty▲66Avoid the awkward conversation of requesting 💸 from friends
2018 · apps.apple.com · its alternatives →
- 10
Reclaim▲6Track IOUs, split costs, and reclaim what's yours.
May 2026 · getreclaim.app · its alternatives →
- 11
Split▲64Split bills in split seconds. Recurring venmo requests +more
2019 · simply-split.com · its alternatives →
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Simplify Your Finances with Split Bill
2024 · play.google.com · its alternatives →
- 15

Free fair & simple expense sharing with no signup required
2025 · its alternatives →
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- 20

Split bills with multiple friends simply with Drag and Drop
2024 · paymelater.app · its alternatives →
- 21
Jellybean▲13The most user-friendly way to split expenses with friends
2025 · jellybean.exchange · its alternatives →
- 22
Splitify▲6The most advanced bill splitting app that saves so much time
2025 · splitify.io · its alternatives →
- 23

Split bills with friends — instantly, fairly, and free
Jan 2026 · splitbliz.web.app · its alternatives →
- 24

Simplify shared expenses. Split, track, and settle easily.
2025 · expensease.in · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →