Commerce · alternatives · 2026

24 alternatives to Merktop Cash

Send real dollars to anyone by WhatsApp, card, or @username

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier.

1
USDC to Bank▲113
Go from crypto to fiat in your bank, in minutes
2023 · pipes.tech · its alternatives →
2
Cashgram by Cashfree▲189
Simplest way to transfer money to your users 💸
2018 · cashfree.com · its alternatives →
3
My First Bitcoin, from Square Cash▲183
Illustrated children’s book about Bitcoin & Satoshi Nakamoto
2018 · cash.app · its alternatives →
4
ShopWallet: P2P Crypto Wallet▲77
Send and receive crypto from your contacts
2023 · shopwalletapp.com · its alternatives →
5
Leto▲127
Instant borderless USDC transfers by phone number
2023 · its alternatives →
6
Paymobil▲122
A global Venmo using stablecoins
2020 · paymobil.co · its alternatives →
7
SukuPay▲136
Move money globally through phone numbers—no apps required
2024 · sukupay.app · its alternatives →
8
Strike▲113
Send money instantly, with no fees, anywhere in the world
2021 · invite.strike.me · its alternatives →
9
Sendr▲114
Send money like a Text Message. Powered by Stablecoins.
Apr 2026 · sendr.cash · its alternatives →
10
Bankoff Card▲116
Banking without banks
2020 · bankoff.co · its alternatives →
11
Tori▲118
The simple mobile crypto wallet even your mom can use
2024 · its alternatives →
12
X Money▲125
Your money, on the world's most powerful network.
Aug 2026 · money.x.com · its alternatives →
13
Pay With USDC▲90
A safe way for businesses to send crypto
2022 · paywithusdc.xyz · its alternatives →
14
USDX WALLET▲83
Instant transfers without banks, borders or fees
2019 · usdx.cash · its alternatives →
15
CurrencyFair▲72
No bank rip-offs transferring money internationally
2014 · currencyfair.com · its alternatives →
16
Paymobil 2.0▲66
The super simple stablecoin wallet with free transactions
2022 · paymobil.co · its alternatives →
17
ethcash▲10
Pay anyone, anywhere
2025 · app.eth.cash · its alternatives →
18
Unispend▲87
Spend crypto your way
2023 · its alternatives →
19
Cashila▲73
Use bitcoin to pay bills and wire euros to yourself & others
2016 · cashila.com · its alternatives →
20
Send USDC via Email▲5
It's time for a better Venmo/PayPal... One that is globally accessible, makes you money and takes a cut of the profit instead of screwing you with fees and bad conversion rates I made the iOS + web app and I'm handing it to you Send USDC via email Btwn Friends is an open-sourced PayPal/Venmo alternative that let's you send stablecoins to anyone's email without them being on the app, having a wallet or knowing about crypto. Here's how it works Every P2P payment app makes you create an account, save 12 words, link to a wallet app, KYC, transfer gas tokens... It's intimidating and too…
Nov 2025 · btwnfriends.com · its alternatives →
21
Waluetta▲54
Find the cheapest way to transfer money
2024 · waluetta.com · its alternatives →
22
buymestable▲9
support creators with stablecoins
Jan 2026 · buymestable.com · its alternatives →
23
Aave Pay▲28
Paying bills with crypto has never been so easy!
2019 · its alternatives →
24
VaultLeapfree tier, from $14.99/mo▲10
I'm Greg, co-founder of VaultLeap. Built this for founders who can't get a US bank account. USD/EUR/MXN accounts with real ACH routing numbers and we have Visa cards coming soon. If you've been cut off from Mercury or similar recently, DM me — happy to help some founders out.
2025 · vaultleap.com · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →