Commerce · alternatives · 2026

Offst is a decentralized payment system launched in April 2019. It enables users to send and receive payments without relying on traditional banks or centralized intermediaries. The system is designed for individuals… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Offst – A decentralized payment system launched in 2019; newer entries below may have overtaken it.

1. 1
   Sentra by Dodo Payments▲620

   Stripe is often seen as the gold standard for international and cross-border payments. But in reality, many founders, especially those outside the US, have a different experience: Merchants are frequently offboarded without much explanation. Stripe isn’t available or fully supported in many countries. Even when available, setting up a legal entity, handling tax compliance, or managing FX fees can be a huge overhead. We built Dodo Payments to solve exactly this. (https://www.dodopayments.com) It’s a Merchant of Record (MoR) platform designed to help digital founders and indie…

   Oct 2025 · dodopayments.com · its alternatives →

2. 2
   Intelligent Payment Routing by Akurateco▲232

   New technology to maximize transaction approvals

   2023 · akurateco.com · its alternatives →

3. 3
   Offset – Credit card powered by trust between people▲150

   2020 · offsetcredit.org · its alternatives →

4. 4PS
   PeerSend – Social Payments powered by crypto▲47

   2021 · peersend.com · its alternatives →

5. 5
   PayHere▲253

   Recurring payments with two lines of code

   2019 · payhere.co · its alternatives →

6. 6
   ETHLend▲79

   Decentralized P2P marketplace to borrow against BTC, ETH

   2019 · aave.com · its alternatives →

7. 7
   Payconsent Beta▲86

   Guarantee on-time payments for all businesses.

   2023 · its alternatives →

8. 8
   Dltpay – Web3 and Stablecoin Payments for Business▲52

   Hi there, we’re Kenneth and Michal, the co-founders of DLT Payments Our journey began with the vision to build a business-centric DeFi platform, serving as a one-stop gateway to the world of Web3 for professional users. Today, we’re officially announcing our open beta. Check it out!

   2023 · dltpay.com · its alternatives →

9. 9
   Tegro.Money — Web3 payment system▲79

   Empowering business with secure, swift transactions

   2023 · tegro.money · its alternatives →

10. 10
    Stellar▲143

    Decentralized protocol for real-world currencies

    2014 · stellar.org · its alternatives →

11. 11
    Origin Protocol▲132

    Sharing economy built on blockchain

    2018 · originprotocol.com · its alternatives →

12. 12
    Offline Currency Converter▲92

    Simple and fast currency converter with offline mode

    2024 · play.google.com · its alternatives →

13. 13
    Paylike▲86

    A modern full-stack payment platform

    2015 · lunar.app · its alternatives →

14. 14
    Let's Split▲89

    Share, track and settle group expenses all in one app

    2023 · letsplit.com · its alternatives →

15. 15
    Hyperledger – Open Payments Protocol▲112

    We are a global community of tech leaders, service providers, and forward-looking enterprises working together to build a decentralized future.

    2014 · hyperledger.com · its alternatives →

16. 16
    Balancesoft▲80

    "Stripe" for on-chain stablecoin payments

    2021 · its alternatives →

17. 17
    B-Social▲64

    Simplify your personal and social finances.

    2019 · kroo.com · its alternatives →

18. 18
    The Bancor Wallet▲82

    A decentralized liquidity network for token conversions.

    2018 · app.bancor.network · its alternatives →

19. 19
    SecuraCart▲75

    The easiest way to accept one-time and recurring payments.

    2020 · its alternatives →

20. 20
    Sovryn▲69

    Decentralized Bitcoin trading and lending platform

    2020 · sovryn.app · its alternatives →

21. 21
    XWallet▲65

    Digital payments made easy on your mobile device

    2019 · xwallet.pundix.com · its alternatives →

22. 22
    Lndr▲72

    Share expenses with friends, settle up in cash or crypto

    2018 · urlgeni.us · its alternatives →

23. 23
    SmarTrade▲74

    B2B payment company ensuring business deals

    2021 · tulyp.io · its alternatives →

24. 24SB
    Spread bitcoins by lending to friends▲67

    2013 · bitcoinswithfriends.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →