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Dev tools · alternatives · 2026

24 alternatives to PayGate

One line of code to monetize any API in stablecoins

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

  1. 1
    x402▲119

    Hi HN – excited to announce x402, initially developed by Coinbase (YC 12) x402 lets any HTTP API charge per request without issuing API keys or storing credit cards. Buyers (humans or AI agents) keep funds in their own wallet and dynamically discover compatible endpoints, call them as usual, and automatically pay a microtransaction in USDC or other tokens to settle. 90 second demo: https://www.youtube.com/watch?v=PV-L2AfLhJg Problem: Every time we want to use a new API we have to: find the service online create a developer account, copy a secret key into env vars, pre-fund or…

    2025 · x402.org · its alternatives →

  2. 2

    The first B2B checkout

    2021 · getbalance.com · its alternatives →

  3. 3
    Paymobil▲122

    A global Venmo using stablecoins

    2020 · paymobil.co · its alternatives →

  4. 4

    Send business payments to any country in any currency.

    2018 · trolley.com · its alternatives →

  5. 5

    Accept Instant Fednow, Wire & Zelle payments in your website

    2023 · myuser.com · its alternatives →

  6. 6

    The super simple stablecoin wallet with free transactions

    2022 · paymobil.co · its alternatives →

  7. 7
    L402.org▲122

    Internet-native paywalls with HTTP 402 status code

    2024 · l402.org · its alternatives →

  8. 8

    Lightweight, fast and reliable crypto payment gateway

    2025 · its alternatives →

  9. 9
    Drift▲87

    Helping businesses accepting crypto payments

    2024 · its alternatives →

  10. 10

    "Stripe" for on-chain stablecoin payments

    2021 · its alternatives →

  11. 11

    Hi guys, am building SecureLend.ai and when working on our underwriting agents (free trial, paid after) I had issues with seamless payment options. Of course I looked at x402 which I believe is a great protocol but not a fan of a) sharing private keys with the agent b) having a human in the loop or c) similar workaround e.g. pre-funded wallets So I started building out a solution. For my use case it was important to not only have stablecoins but also a fiat rail which is now implemented using Stripe. Initially I build a mandate system internally but am very glad and big shoutout to the guys…

    Apr 2026 · delegare.dev · its alternatives →

  12. 12
    Paylinc▲16

    Simplifying and Securing Payments with Links

    2025 · paylinc.org · its alternatives →

  13. 13

    Get paid in stablecoins. Without banks, SWIFT, or Stripe.

    May 2026 · settlepay.pro · its alternatives →

  14. 14

    List your product, share your link, get paid.

    2025 · stablelink.xyz · its alternatives →

  15. 15

    Invoicing, payments, payouts rebuilt for the stablecoin era.

    Nov 2025 · b2b-payments-0fv66wx.gamma.site · its alternatives →

  16. 16

    The TillyPay platform empowers your business to start collecting any type of payment, no technical knowledge required.

    2021 · tillypay.com · its alternatives →

  17. 17
    Cray▲13

    Stablecoin payments for merchants

    Jul 2026 · cray.pro · its alternatives →

  18. 18

    One sdk for stripe, paypal, paddle, lemon squeezy, and polar

    Dec 2025 · paylayer.vercel.app · its alternatives →

  19. 19

    Your Settlement Hub for Business

    Jun 2026 · app.stablegate.com · its alternatives →

  20. 20

    Give your AI agents a payment gateway. No signup, no KYB

    Jun 2026 · payram.com · its alternatives →

  21. 21

    Accept crypto payments on website in 5 minutes with no code

    Feb 2026 · paycript.space · its alternatives →

  22. 22
    Paylink▲20

    The next generation of crypto payment requests

    2023 · its alternatives →

  23. 23
    UPay▲6

    Accept Payments in Crypto (Tether USDT) with UPay.

    2024 · upay.ink · its alternatives →

  24. 24
    OOPPay▲9

    crypto payment gateway

    2025 · ooppay.io · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →