AI · alternatives · 2026

24 alternatives to Pearl

AI personal wealth manager

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   Figg Wealth▲32

   AI wealth manager. All your assets, one app

   2025 · its alternatives →

2. 2
   WealthBot.io▲87

   Open source wealth management platform

   2015 · wealthbot.io · its alternatives →

3. 3
   MyInvestment-AI▲130

   AI helps secure wealth, trusted by 300+ users

   2024 · its alternatives →

4. 4
   Ray▲298

   I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.

   Apr 2026 · rayfinance.app · its alternatives →

5. 5
   Use wealthbot.io to easily setup your own portfolio management platform▲114

   Use wealthbot.io to easily setup your own wealth management platform ⛺ - wealthbot-io/wealthbot

   2015 · github.com · its alternatives →

6. 6
   Q.ai Invest▲263

   A hedge fund in your pocket

   2021 · apps.apple.com · its alternatives →

7. 7
   Pearl Tech Inc.▲1

   Your AI Financial Advisor

   2025 · pearltech.xyz · its alternatives →

8. 8
   AdvisorZen▲31

   The Ultimate AI Assistant for Wealth Management pro's

   2024 · its alternatives →

9. 9
   Amigo AI▲231

   AI-powered personal finance agent

   Oct 2025 · amigo.finance · its alternatives →

10. 10
    Principal▲134

    Your AI-powered wealth platform

    2024 · its alternatives →

11. 11
    Surmount AI▲127

    Invest smarter, not harder using data-driven strategies

    2023 · app.surmount.ai · its alternatives →

12. 12
    Basil Finance▲89

    Track all of your assets with AI precision

    2023 · basil.fi · its alternatives →

13. 13
    The New Personal Capital▲29

    Digital Wealth Management and Free Personal Finance Tools

    2019 · personalcapital.com · its alternatives →

14. 14
    Global Predictions PortfolioPilot▲92

    Intelligent portfolio management for self-directed investors

    2022 · globalpredictions.com · its alternatives →

15. 15
    Amigo▲82

    AI powered finance management for macOS & iOS

    2024 · apps.apple.com · its alternatives →

16. 16
    Autonomous▲64

    Superintelligent financial advisor at 0% advisory fees

    Jan 2026 · becomeautonomous.com · its alternatives →

17. 17
    Mim Advisor▲31

    Find clarity & navigate life with AI

    2024 · kaleidoscopeaxiom.com · its alternatives →

18. 18
    SaveCash AI▲11

    #PersonalFinance #Budgeting #AI #Fintech #MoneyManagement

    2025 · savecashai.com · its alternatives →

19. 19
    TheFinAdvisor▲11

    AI Personal Financial Advisor, Investment, Personal finance

    2024 · its alternatives →

20. 20
    WealthBox Ai▲12

    AI Powered Financial Plan and Investment Strategy Generator

    2025 · wealthboxai.com · its alternatives →

21. 21
    Moneyzz▲6

    Smart wealth management, simplified

    2025 · moneyzz-ai-waitlist.lovable.app · its alternatives →

22. 22
    Cashtaq▲6

    The AI Money Manager

    2025 · cashtaq.com · its alternatives →

23. 23
    Live Notion Investment Hub (w/ AI)▲13

    Your AI powered personalized investment portfolio manager

    2023 · notionparadise.gumroad.com · its alternatives →

24. 24
    AI Money Manager - GPT Based Expense App▲9

    Manage your finances effortlessly with AI Money Manager

    2024 · play.google.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →