Commerce · alternatives · 2026

24 alternatives to Personal Finance OS

A no-subscription finance tracker for Excel

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   Monifi▲69

   Excel alternative for personal finance management

   Dec 2025 · monifi.app · its alternatives →

2. 2
   My Financé▲291

   The dashboard of your finances

   2025 · myfinancereport.com · its alternatives →

3. 3
   Personal Finance Excel Bundle ▲11

   Budget tracker, expense log, savings & debt planner

   2025 · bravesaas.gumroad.com · its alternatives →

4. 4
   Finance Tracker OS▲21

   Manage all your finances simply in one place.

   2024 · its alternatives →

5. 5
   Really Simple Finance▲68

   Uncomplicated finance tracker

   2018 · apps.apple.com · its alternatives →

6. 6
   Finance Budget Expense Tracker▲135

   Track expenses, budget, manage bills, and save money

   2024 · play.google.com · its alternatives →

7. 7
   FInance OS▲112

   Finances simplified in a cohesive and connected manner

   2023 · financeos.typedream.app · its alternatives →

8. 8
   Plan ▲118

   Finances, expenses, goals and debts, all in your pocket

   2023 · apps.apple.com · its alternatives →

9. 9
   Notion Finance OS▲21

   Take control of your money

   2025 · nikk07.gumroad.com · its alternatives →

10. 10
    Financial - Manager & Tracker▲63

    A better way to manage your income, expenses & debts.

    2024 · apps.apple.com · its alternatives →

11. 11AS
    A simple personal finance Excel model generator▲20

    2017 · modelbuilder.herokuapp.com · its alternatives →

12. 12
    I wrote an eBook on tracking personal finances using Python▲30

    Learn to take control of your personal finances using Python, a few plain-text files, and the open-source ecosystem. 100% developer-friendly.

    2021 · personalfinancespython.com · its alternatives →

13. 13
    My Wallet▲13

    Smart personal finance tracker for your daily life

    Oct 2025 · apps.apple.com · its alternatives →

14. 14
    Finance OS▲1

    Simple personal finance, online or offline

    Aug 2026 · ofinanceos.netlify.app · its alternatives →

15. 15
    The Wealth Tracker▲3

    Track income, expenses, savings, and goals effortlessly.

    Jun 2026 · turbowash.gumroad.com · its alternatives →

16. 16
    Subtrack▲7

    Track subscriptions, bills, and recurring expenses

    2025 · play.google.com · its alternatives →

17. 17
    Personal Finance Kit▲1

    Track budget, debts & savings — no spreadsheet needed

    Aug 2026 · creatoriax.com · its alternatives →

18. 18
    MyFinMate - Personal Finance App▲10

    Smart money management with complete privacy of your data

    2025 · myfinmateapp.com · its alternatives →

19. 19
    Fintracked▲15

    Your calendar based budgeting and finance tool

    2024 · its alternatives →

20. 20
    Expense Tracker▲15

    Your simple, no-noise personal finance buddy.

    2025 · github.com · its alternatives →

21. 21
    Finance Bro▲8

    Snap, Speak or Type to Track

    2025 · apps.apple.com · its alternatives →

22. 22
    Financer▲7

    Your Personal Expense Tracker & Budgeting Companion

    2025 · play.google.com · its alternatives →

23. 23
    Money Manager: Budget & Expense Tracker▲14

    Personal Finance: Track Income, Expenses, Budget and Goals

    2025 · money-management-5fda0.firebaseapp.com · its alternatives →

24. 24
    Debt Tracker Spreadsheet▲11

    Planner & Tracker in Excel & Google Sheets

    2025 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →