Alternatives

Products that do what Personal Finance Software does

Personal Finance Software for macOS and MS Windows

1. 1
   Jumsoft Money▲94

   Your sweetest accounting application.

   2018

2. 2
   Stash▲84

   Your privacy-focused personal finance manager

   2020

3. 3
   Mosaic▲124

   Mint — if it was made by Apple.

   2021

4. 4
   Ray▲298

   Your personal CFO in the terminal

   Apr 2026 · rayfinance.app

5. 5TF
   TopHat Finance – free, open, and offline▲104

   2022 · athenodoros.github.io

6. 6
   inBudget▲106

   Personal financial management app

   2016

7. 7
   Moneydance▲111

   Easy to use personal finance software with all the features

   2016

8. 8
   FInance OS▲112

   Finances simplified in a cohesive and connected manner

   2023

9. 9
   Notion Finance OS▲21

   Take control of your money

   2025

10. 10
    Money Mint▲68

    Simplified personal budgeting tool like mint

    2022

11. 11
    Toshl Finance▲137

    Making finance fun.

    2015

12. 12
    GemBudget▲81

    Accounting for personal and home finances online.

    2019

13. 13
    Actual▲36

    Track your money, save money.

    2020

14. 14
    Monifi▲69

    Excel alternative for personal finance management

    Dec 2025 · monifi.app

15. 15
    Decent Budget▲71

    Personal finance & budgeting application for individuals.

    2019

16. 16
    Vaultr▲82

    Personal finance app built for young professionals

    Apr 2026 · vaultr-app.org

17. 17
    Limits by Money Master▲73

    Helping families track, and communicate about spending

    2020

18. 18GA
    Guitos, a free open-source budgeting app▲53

    Hi HN, I wanted to share an app I've created recently since it might be useful for you: guitos is a free open-source budgeting app that helps you figure out where your money went and plan your budget ahead of time. It was initially created to replace a spreadsheet I created based on the budgeting advice given on the r/personalfinance subreddits and as an opportunity to learn React. The app stores data in your browser's local storage (IndexedDB). Your private financial data doesn't leave your browser. (If you're wondering what the app's name means: "guitos" is portuguese slang for…

    2023 · guitos.app

19. 19
    Perfinova: Personal Finance for Mac▲7

    AI-powered personal finance where the data stays on your Mac

    May 2026 · perfinova.com

20. 20
    Finio: Personal Finance▲2

    Multi-currency finance that fits your life

    Jul 2026 · apps.apple.com

21. 21
    BudgetFlow▲6

    Personal budget and Finance tool

    Jul 2026 · budgetflow.au

22. 22
    iobook▲10

    Simplify Your Finances

    2025

23. 23
    Personal CFO▲6

    Personal finance app

    Nov 2025

24. 24
    Monetrax▲6

    All‑in‑one personal finance manager: budgets, stocks, etc

    2025

Ranked by how close each launch is in meaning, then by votes. Refine with a description →