Dev tools · alternatives · 2026

24 alternatives to Plaid

A REST API for your bank

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Plaid launched in 2014; newer entries below may have overtaken it.

1. 1
   Ray▲298

   I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.

   Apr 2026 · rayfinance.app · its alternatives →

2. 2
   Tiny Bank Beta▲127

   An inbox for your money

   2016 · tinybank.co · its alternatives →

3. 3
   Paid▲124

   An API for invoicing

   2015 · paidapi.com · its alternatives →

4. 4
   Open Bank Project▲67

   An open-source platform for banks

   2014 · openbankproject.com · its alternatives →

5. 5
   Fin by Plaid▲149

   The online magazine for all things fintech

   2016 · its alternatives →

6. 6
   Restack 2.0▲74

   The universal interface & API for connected devices

   2015 · its alternatives →

7. 7
   Vouch▲90

   Friend powered finance

   2014 · vouchmoney.com · its alternatives →

8. 8
   Spendee 2.0▲220

   See where your money goes

   2015 · spendee.com · its alternatives →

9. 9
   Funded.io▲86

   easy financial modeling

   2014 · funded.io · its alternatives →

10. 10
    Restyaboard▲197

    An open source alternative to Trello

    2015 · restya.com · its alternatives →

11. 11
    Paylike▲86

    A modern full-stack payment platform

    2015 · lunar.app · its alternatives →

12. 12
    BankMobile▲73

    A revolutionary way to bank

    2015 · firstcarolinabank.com · its alternatives →

13. 13
    Stellar▲143

    Decentralized protocol for real-world currencies

    2014 · stellar.org · its alternatives →

14. 14
    PennyWhale▲67

    A search engine for fundamental financial data

    2014 · pennywhale.com · its alternatives →

15. 15
    Plaid for iOS▲116

    Easily connect your bank accounts to an app

    2017 · plaid.com · its alternatives →

16. 16
    Simple▲161

    Online banking with automatic budgeting

    2014 · pnc.com · its alternatives →

17. 17
    MoneyDashboard▲72

    Get the true view of your finances

    2014 · data.one · its alternatives →

18. 18
    MoneyWiz▲71

    A modern approach to personal finance

    2014 · moneywizapp.com · its alternatives →

19. 19
    Lamassu▲66

    An ATM for Bitcoin

    2015 · lamassu.is · its alternatives →

20. 20
    Monk▲121

    Mobile bank focused on saving/borrowing in groups

    2015 · apps.apple.com · its alternatives →

21. 21
    Tink▲71

    Follow your money.

    2014 · macpamalaysia.org · its alternatives →

22. 22
    Hull.io▲141

    Social infrastructure for modern apps

    2014 · its alternatives →

23. 23
    Penny Platform▲7

    A Universal Mobile Banking App

    2016 · its alternatives →

24. 24
    HillYEAH!▲73

    Transforming campaign phone-banking to text-banking.

    2016 · messenger.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →