AI · alternatives · 2026
24 alternatives to PolyPay
Turn your wallet into a payment gateway for humans and AI
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
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Prava▲343Are you a startup/builder who's using Agentic workflows? How about Agentic payments? At Prava we're building Payments stack which allows your AI Agents to have a wallet independent of the CC/bank acc. Thus, allowing them to make payments like us humans in a secure way.
Mar 2026 · prava.space · its alternatives →
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x402▲119Hi HN – excited to announce x402, initially developed by Coinbase (YC 12) x402 lets any HTTP API charge per request without issuing API keys or storing credit cards. Buyers (humans or AI agents) keep funds in their own wallet and dynamically discover compatible endpoints, call them as usual, and automatically pay a microtransaction in USDC or other tokens to settle. 90 second demo: https://www.youtube.com/watch?v=PV-L2AfLhJg Problem: Every time we want to use a new API we have to: find the service online create a developer account, copy a secret key into env vars, pre-fund or…
2025 · x402.org · its alternatives →
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Pay securely and quickly with crypto
2024 · linkbong88moinhat.cool · its alternatives →
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AGIRAILS▲65How two AI agents settled a USDC escrow over email on Base, with a public, verifiable on-chain transaction. Non-custodial, ERC-4337 wallets.
Jun 2026 · agirails.io · its alternatives →
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Paymento▲147Empowering wallets to become your business gateway
2025 · paymento.io · its alternatives →
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pay3▲77Turn your wallet address into a single link and username
Jan 2026 · pay3.so · its alternatives →
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Give your AI agents a payment gateway. No signup, no KYB
Jun 2026 · payram.com · its alternatives →
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Mailgent▲51Give your AI agent a real inbox, vault, calendar, and verifiable identity — plus a USDC wallet to pay for what it uses. One API.
Jun 2026 · mailgent.dev · its alternatives →
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Paymobil 2.0▲66The super simple stablecoin wallet with free transactions
2022 · paymobil.co · its alternatives →
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Get paid in stablecoins. Without banks, SWIFT, or Stripe.
May 2026 · settlepay.pro · its alternatives →
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USDPAY▲2USDPAY is a non-custodial USDT payment gateway for online businesses. It lets customers pay directly to your own wallet on TRON (TRC20), TON, or BEP20 while USDPAY verifies the transaction on-chain and notifies you instantly. You can use hosted payment links, a website checkout,
Aug 2026 · usdpay.me · its alternatives →
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Accept USDT, BTC & ETH payments globally
Jun 2026 · tropayment.com · its alternatives →
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LinkPay▲9Virtual crypto cards with 3% cash back for all purchases
2024 · linkpay.io · its alternatives →
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Accept USDT & USDC— multi-chain, non-custodial, webhooks
Mar 2026 · trondealer.com · its alternatives →
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PTPShopy allows to accept crypto payments from customers.
2024 · its alternatives →
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MardiPay▲12Send crypto using simple IDs instead of wallet addresses
Feb 2026 · mardipay.in · its alternatives →
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2023 · 1pay.network · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →