Commerce · alternatives · 2026

24 alternatives to Savings Pact

Split the effort of saving money with friends who care

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   Joola App▲98

   Saving money is better with friends

   2023 · joola.app · its alternatives →

2. 2
   Spend Together▲76

   Split bills in a group of friends painlessly

   2019 · apps.apple.com · its alternatives →

3. 3
   SplitMyExpenses 2.0▲108

   Hey HN I'm Brad, the creator of SplitMyExpenses (SME)! I've always dreaded splitting expenses with friends after meals, so I'd usually do it as a batch process after a few weeks. I always dreamed of a tool that fit that workflow seamlessly and couldn't find it, so I did the thing most software tinkerers do, build your own tool! It has evolved substantially over the past few years, from a side project that almost never made it out the graveyard, to a polished web app with powerful API integrations and even AI! Splitting expenses sounded simple up front, but a few challenges worth calling out:…

   2023 · splitmyexpenses.com · its alternatives →

4. 4
   Let's Split▲89

   Share, track and settle group expenses all in one app

   2023 · letsplit.com · its alternatives →

5. 5
   Verse Groups▲81

   Group expenses and payments, simplified.

   2018 · verse.me · its alternatives →

6. 6
   Splitser▲119

   Easily split and settle group expenses

   2023 · splitser.com · its alternatives →

7. 7
   Let's Split▲86

   Split and pay group expenses

   2023 · letsplit.com · its alternatives →

8. 8KA
   Keep, an app that helps you love how you spend every dollar▲79

   2014 · m.trykeep.com · its alternatives →

9. 9
   Pact: Share your goals▲1

   One person fails, your whole group's streak resets.

   May 2026 · thepact.site · its alternatives →

10. 10
    SettleFast▲11

    The easiest way to split expenses with your friends

    2025 · its alternatives →

11. 11
    Slide▲3

    Where split expenses turn into shared memories

    Jun 2026 · useslideapp.com · its alternatives →

12. 12
    Stack Saving Circles▲12

    Save and Build Credit Together

    2019 · testflight.apple.com · its alternatives →

13. 13
    Pact▲2

    Hold yourself and your friends accountable

    May 2026 · apps.apple.com · its alternatives →

14. 14
    Get Groupsy▲6

    Group goals and savings account

    2025 · getgroupsy.com · its alternatives →

15. 15
    SplitUp – Split Expenses. Stay Friends.▲6

    Split bills without the awkwardness.

    2025 · play.google.com · its alternatives →

16. 16
    Split▲7

    Snap receipts, split instantly—no math, no stress

    2025 · splitexpenses.app · its alternatives →

17. 17
    Dollar Pact▲2

    Mini contracts for friends

    2023 · its alternatives →

18. 18
    FIT PACT▲3

    Fitness goals, backed by friends and an AI coach

    Jul 2026 · fitpact.co · its alternatives →

19. 19
    Splitt▲13

    The right way to share your expenses with friends or family

    2025 · splitt.cash · its alternatives →

20. 20
    The Saving Game▲2

    Save Money With Your Friends. Earn Money When They Forget.

    2019 · its alternatives →

21. 21
    TapJar▲4

    For people that just can't save up

    Feb 2026 · tapjarapp.com · its alternatives →

22. 22
    Pact▲6

    The habit tracker that doesn’t pretend you’re perfect

    Dec 2025 · apps.apple.com · its alternatives →

23. 23
    SnapSplitter▲3

    Split group expenses without signups, limits, or fees

    Jul 2026 · snapsplitter.com · its alternatives →

24. 24
    Savelog: AI Budget & Expenses▲6

    Log expenses by voice. Track budgets instantly.

    Feb 2026 · apps.apple.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →