Commerce · alternatives · 2026
24 alternatives to SmartCredit
Earn interest or borrow crypto in 2 minutes
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. SmartCredit launched in 2022; newer entries below may have overtaken it.
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Thresholds▲191Earn up to 6% on your USD, paid daily in Bitcoin
2021 · onesafe.io · its alternatives →
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Earn & buy crypto, get safe passive income from DeFi yield
2021 · apps.apple.com · its alternatives →
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Soon▲86Reimburse your spending w/ crypto gains, powered by OpenAI
2023 · soon.app · its alternatives →
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Nuo Lend▲71Lend and borrow crypto currencies transparently
2018 · lend.getnuo.com · its alternatives →
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Balanced▲79DeFi designed for adoption. Borrow, swap, and supply assets.
2021 · balanced.network · its alternatives →
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DimeFi▲76Earn 12% APY powered by DeFi, Interest paid out daily
2021 · dimefi.com · its alternatives →
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Bitcompare▲65Find the best interest rates for your crypto assets
2019 · bitcompare.net · its alternatives →
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CRED Mint▲168Earn up-to 9% interest, while investing in CRED members
2021 · cred.club · its alternatives →
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CRYPTID▲76Invest in crypto through AI powered investment funds
2021 · cryptid.ai · its alternatives →
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Earn compounding interest on BTC and ETH
2019 · blockfi.com · its alternatives →
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Earn high fixed-rate interest on your crypto
2021 · element.fi · its alternatives →
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Coinseed Savings▲108Invest your spare change in crypto and earn interest
2020 · coinseed.co · its alternatives →
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Monetize your crypto audience with easy steps
2018 · coinswitch.co · its alternatives →
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The decentralised exchange for interest-earning stablecoins
2021 · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →