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Commerce · alternatives · 2026

24 alternatives to Sparheel

Social networking meets lending-empowering financial freedom

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

  1. 1

    Bringing empathy to online communication

    2016 · its alternatives →

  2. 2
    Ripple▲276

    A new professional network from the creators of Tinder

    2018 · its alternatives →

  3. 3

    All your connections, across all your socials.

    2025 · pally.com · its alternatives →

  4. 4
    Lendflow▲148

    Embedded lending infrastructure for SaaS platforms

    2020 · its alternatives →

  5. 5

    Social network in the Metaverse for genuine human connection

    2021 · its alternatives →

  6. 6
    Tango▲111

    Improving couple's finance and communication around money

    2023 · its alternatives →

  7. 7

    Instantly lend anything you own to your friends.

    2016 · its alternatives →

  8. 8

    Credit marketplace for peer-to-peer lending

    2014 · its alternatives →

  9. 9

    Build community, build wealth

    2023 · its alternatives →

  10. 10

    Social QR lockscreen to elevate your networking

    2024 · its alternatives →

  11. 11

    Peer-to-peer lending in your pocket

    2015 · its alternatives →

  12. 12

    Connecting Hearts; One Scrap at a Time.

    2023 · its alternatives →

  13. 13IB

    As someone who struggles with social anxiety, expanding my network through traditional means has always been challenging. I found existing networking apps either too spammy (LinkedIn) or too much like professional dating (Bumble Bizz), and they just didn’t work for me. About a year ago, I developed a matching system for a local startup accelerator. This system connected founders, mentors, and investors based on industries, skills, and job functions, facilitating over 5,000 meetings that led to some amazing outcomes. Inspired by this success, I enhanced the system to focus on email…

    2024 · moreoverlap.com · its alternatives →

  14. 14
    Ripple▲69

    Connect socially within your locality

    2021 · its alternatives →

  15. 15
    Iris▲149

    See what your friends are investing in, right now

    2021 · its alternatives →

  16. 16DP

    Hey HN! My name's Nadav Hollander, and I'm the Founder of Dharma. Dharma is building an open-source library that makes it really easy to programatically borrow and lend cryptocurrencies using smart contracts on the Ethereum blockchain. Today we're launching our Alpha Testnet release -- a command line tool that allows you to 1. Access a line of cryptocurrency credit from the command line in under 5 minutes 2. Easily build a bot that auto-invests in loans under hyper-customizable, programmable criteria Check it out: https://github.com/dharmaprotocol/dharma-cli Why I Think…

    2017 · its alternatives →

  17. 17

    Share your social accounts or find anyone else's at 1 place

    2021 · its alternatives →

  18. 18AC

    Android: https://play.google.com/store/apps/details?id=com.spreadvk.e... iOS: https://apps.apple.com/us/app/the-new-elim/id6463781107 We know life can be busy. And we often struggle to make time for the people that matter most to us. According to a Harvard study from 2021, "36% of all Americans [...] feel “serious loneliness.”" [1] We created an app to help people focus on their most personal relationships and guide them through forming more meaningful connections with them, in the hopes to combat the "Loneliness Epidemic". We just…

    2023 · elim.app · its alternatives →

  19. 19
    Ledge▲143

    Lend friends money using Venmo - legally and easily

    2015 · its alternatives →

  20. 20
    HumHub▲109

    Open source social network kit

    2014 · its alternatives →

  21. 21

    Monetizable social intelligence for investments

    2022 · its alternatives →

  22. 22

    Discover your vibe

    2022 · its alternatives →

  23. 23
    SPARQ▲73

    Personal finance platform for Millennials and Gen Z

    2021 · its alternatives →

  24. 24
    Glassjar▲135

    Collect money from friends to pay for things together

    2015 · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →