Commerce · alternatives · 2026

24 alternatives to Square Banking

Your payments, banking, and cash flow. Working as one.

Square Banking integrates payments, business accounts, and cash flow management into a single platform for small businesses. When merchants process payments through Square, the funds automatically flow into their… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Square Banking launched in 2021; newer entries below may have overtaken it.

1. 1
   Square Card▲215

   Access your money as soon as you make a sale

   2019 · squareup.com · its alternatives →

2. 2
   Balance Checkout▲393

   The first B2B checkout

   2021 · getbalance.com · its alternatives →

3. 3
   Square Installments▲304

   An easy way to offer monthly payment plans to your customers

   2018 · squareup.com · its alternatives →

4. 4
   Square Terminal▲209

   All-in-one credit card machine for payments and receipts

   2018 · squareup.com · its alternatives →

5. 5
   $Cashtags by Square▲722

   Get paid via $cashtags for things you do online or in person

   2015 · t.co · its alternatives →

6. 6
   Square Cash▲126

   Email money to anyone

   2014 · cash.app · its alternatives →

7. 7
   Square for Restaurants▲255

   Full service at full speed

   2018 · squareup.com · its alternatives →

8. 8
   Sequence▲502

   Supercharge your money with the world’s first money router

   2024 · getsequence.io · its alternatives →

9. 9
   Upflow▲353

   Cash collection, made easy.

   2020 · upflow.io · its alternatives →

10. 10
    Square + Apple Pay▲256

    Accept Apple Pay and chip cards everywhere.

    2015 · squareup.com · its alternatives →

11. 11
    Airbank▲171

    All-in-one finance for growing companies

    2022 · joinairbank.com · its alternatives →

12. 12
    Teller API▲308

    A single API to connect your app with any bank's account

    2017 · teller.io · its alternatives →

13. 13
    Heron Data SMB Insights▲95

    Turn a CSV of bank transactions into a P&L in 30 seconds

    2022 · herondata.io · its alternatives →

14. 14
    Connect Payouts by Stripe▲95

    Onboard and payout recipients quickly, with less manual work

    2018 · stripe.com · its alternatives →

15. 15
    Curve for Business▲116

    One place to easily spend, send, see and save your money.

    2016 · curve.com · its alternatives →

16. 16
    Accounts by Cashfree▲155

    Create bank accounts for your users instantly

    2021 · cashfree.com · its alternatives →

17. 17
    Payouts DIRECT by Cashfree▲142

    All your business bank accounts linked and automated

    2019 · cashfree.com · its alternatives →

18. 18
    xPay▲229

    Cross-border payment gateway for enterprises

    Jan 2026 · xpaycheckout.com · its alternatives →

19. 19
    Square Payroll 2.0▲181

    Pay your team from anywhere

    2018 · apps.apple.com · its alternatives →

20. 20
    Connect your bank account to Google Sheets▲65

    2021 · github.com · its alternatives →

21. 21
    Routable▲116

    The simplest way to send B2B payments and invoices

    2019 · routable.com · its alternatives →

22. 22
    Square Appointments▲120

    A free scheduling and payments platform from Square 💸

    2018 · squareup.com · its alternatives →

23. 23
    QuickBooks Cash▲96

    1% APY and more than just a bank account

    2020 · quickbooks.intuit.com · its alternatives →

24. 24
    Money Flow▲71

    The best personal finance app

    2021 · play.google.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →