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Commerce · alternatives · 2026

24 alternatives to Tandem

Limit Venmo requests & money fights with expense sharing

Tandem is an iOS app that helps couples manage shared expenses by automatically importing charges from credit cards and enabling joint tracking and payment automation. Designed for partners who want to avoid constant… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Tandem launched in 2023; newer entries below may have overtaken it.

  1. 1

    Share, track and settle group expenses all in one app

    2023 · letsplit.com · its alternatives →

  2. 2
    Split▲64

    Split bills in split seconds. Recurring venmo requests +more

    2019 · simply-split.com · its alternatives →

  3. 3

    Split and pay group expenses

    2023 · letsplit.com · its alternatives →

  4. 4

    Hey HN I'm Brad, the creator of SplitMyExpenses (SME)! I've always dreaded splitting expenses with friends after meals, so I'd usually do it as a batch process after a few weeks. I always dreamed of a tool that fit that workflow seamlessly and couldn't find it, so I did the thing most software tinkerers do, build your own tool! It has evolved substantially over the past few years, from a side project that almost never made it out the graveyard, to a polished web app with powerful API integrations and even AI! Splitting expenses sounded simple up front, but a few challenges worth calling out:…

    2023 · splitmyexpenses.com · its alternatives →

  5. 5
    Splitser▲119

    Easily split and settle group expenses

    2023 · splitser.com · its alternatives →

  6. 6
    Lndr▲72

    Share expenses with friends, settle up in cash or crypto

    2018 · urlgeni.us · its alternatives →

  7. 7
    Combine▲90

    One app to control all your money across countries and banks

    2018 · its alternatives →

  8. 8

    Split bills in a group of friends painlessly

    2019 · apps.apple.com · its alternatives →

  9. 9

    Charge your friends on Venmo with automated monthly requests

    2022 · its alternatives →

  10. 10

    Streamline shared bills

    2023 · its alternatives →

  11. 11IS
  12. 12
    Splitty▲66

    Avoid the awkward conversation of requesting 💸 from friends

    2018 · apps.apple.com · its alternatives →

  13. 13

    Co-parenting app to track, share and settle expenses

    2022 · its alternatives →

  14. 14

    Joint Expense Management for Couples

    2024 · apps.apple.com · its alternatives →

  15. 15

    Share Bills & Track Expenses

    2025 · its alternatives →

  16. 16
    Spliti▲72

    Split the bill and get your money back quickly

    2021 · its alternatives →

  17. 17

    We built a local-first, private, multi-currency, double-entry based personal finance app. It will help you track, visualize, and plan your financial journey. Use the `Try demo` button, to try it without an account. Small screens (mobiles) are not supported yet. By local-first we mean, your data is on your system (we use sqlite over opfs, in browser). For synching across devices, the data is encrypted with your key before it leaves your device. You can backup the data locally (if you are using chrome) and/or to your dropbox. It's designed so that we (the people building it) can't access…

    Nov 2025 · finbodhi.com · its alternatives →

  18. 18

    Manage shared finances with ease as a couple!

    Nov 2025 · play.google.com · its alternatives →

  19. 19

    Split expenses effortlessly

    2023 · instatab.io · its alternatives →

  20. 20
    Splitt▲13

    The right way to share your expenses with friends or family

    2025 · splitt.cash · its alternatives →

  21. 21
    FinRox▲9

    Shared budgets in real time for couples, families & teams

    Jul 2026 · finrox.net · its alternatives →

  22. 22

    A budget app for couples to split bills based on income.

    Mar 2026 · duodivvy.com · its alternatives →

  23. 23

    Smart tool for smarter shared expenses

    Jan 2026 · spendulge.com · its alternatives →

  24. 24
    Tandem▲2

    The private couples app for habits, and staying close.

    Jul 2026 · tandem.my · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →