AI · alternatives · 2026
24 alternatives to Treasury AI
Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
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Trillion▲234Simplify finances, budget planner and money tracker with AI
2024 · apps.apple.com · its alternatives →
- 2
Fina▲257Fina lets you build your own tracking system with live financial accounts all without using a spreadsheet. You can build and share custom templates the same way you can in notion.
2023 · fina.money · its alternatives →
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Ray▲298I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.
Apr 2026 · rayfinance.app · its alternatives →
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Makes managing your money as easy as having a conversation
2023 · monarch.com · its alternatives →
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Finlingo▲77Your own AI CFO, watching your money on autopilot
May 2026 · finlingo.ai · its alternatives →
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Finances▲93A simple yet thorough money tracking app for iOS 💰
2018 · apps.apple.com · its alternatives →
- 11

Zamp AI is the AI employee you delegate real, ongoing work to. It owns the job end-to-end, learns inside your workspace, and stays accountable for the outcome.
2023 · zamp.ai · its alternatives →
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SaveCash AI▲11#PersonalFinance #Budgeting #AI #Fintech #MoneyManagement
2025 · savecashai.com · its alternatives →
- 14

Track spending & get AI financial advice on iOS
Aug 2026 · thefinanceapp.app · its alternatives →
- 15
FinAI▲3AI finance tracker that understands how you talk
Feb 2026 · finaien.vercel.app · its alternatives →
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WiseFlow▲13Your money finally makes sense ! Meet Your New AI comapnion.
Jun 2026 · wiseflowapp.com · its alternatives →
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Track and control your money with just a picture
2025 · howispendmy.money · its alternatives →
- 19

See your money clearly. All in one app.
Nov 2025 · finty.tech · its alternatives →
- 20IB
I'm Canadian, live abroad, and my money is scattered across two countries, multiple currencies, banks, brokerages, real estate, and some private equity. No app could hold all of it, and none could answer a simple question like "what's my actual USD exposure?" Brisa pulls everything together (Plaid + manual accounts + real estate + PE, all multi-currency) and puts an AI on top that has my full financial picture in context. Instead of clicking through charts, I can just ask. Would appreciate any feedback!
Jul 2026 · demo.joinbrisa.com · its alternatives →
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MoneyMoo▲17AI-powered personal finance advisor for everyone
2025 · moneymoo.lovable.app · its alternatives →
- 24

Master Your Money -Automate Your Personal Finances
2025 · amitconnect44.gumroad.com · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →