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Commerce · alternatives · 2026

24 alternatives to Unifi Pay Direct

Accept stablecoin payments in 10 min, with 0% fees

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

  1. 1
    Reap Pay▲148

    Pay bank bills from crypto wallet directly

    2023 · reap.global · its alternatives →

  2. 2

    Use bitcoin anywhere VISA is accepted

    2015 · iplawjobs.com · its alternatives →

  3. 3

    Pay with Bitcoin with instantly generated VISA cards 💳

    2016 · chromewebstore.google.com · its alternatives →

  4. 4
    Paymobil▲122

    A global Venmo using stablecoins

    2020 · paymobil.co · its alternatives →

  5. 5

    The super simple stablecoin wallet with free transactions

    2022 · paymobil.co · its alternatives →

  6. 6

    Get paid in stablecoins. Without banks, SWIFT, or Stripe.

    May 2026 · settlepay.pro · its alternatives →

  7. 7
    Sendr▲114

    Send money like a Text Message. Powered by Stablecoins.

    Apr 2026 · sendr.cash · its alternatives →

  8. 8
    x402▲119

    Hi HN – excited to announce x402, initially developed by Coinbase (YC 12) x402 lets any HTTP API charge per request without issuing API keys or storing credit cards. Buyers (humans or AI agents) keep funds in their own wallet and dynamically discover compatible endpoints, call them as usual, and automatically pay a microtransaction in USDC or other tokens to settle. 90 second demo: https://www.youtube.com/watch?v=PV-L2AfLhJg Problem: Every time we want to use a new API we have to: find the service online create a developer account, copy a secret key into env vars, pre-fund or…

    2025 · x402.org · its alternatives →

  9. 9

    Accept Payments with 0% Transaction Fees

    2014 · paystand.com · its alternatives →

  10. 10

    International money transfers like an email

    2024 · bingtellar.com · its alternatives →

  11. 11

    Hi guys, am building SecureLend.ai and when working on our underwriting agents (free trial, paid after) I had issues with seamless payment options. Of course I looked at x402 which I believe is a great protocol but not a fan of a) sharing private keys with the agent b) having a human in the loop or c) similar workaround e.g. pre-funded wallets So I started building out a solution. For my use case it was important to not only have stablecoins but also a fiat rail which is now implemented using Stripe. Initially I build a mandate system internally but am very glad and big shoutout to the guys…

    Apr 2026 · delegare.dev · its alternatives →

  12. 12
    Cray▲13

    Stablecoin payments for merchants

    Jul 2026 · cray.pro · its alternatives →

  13. 13

    Stablecoin payments infrastructure for Europe.

    Oct 2025 · itispay.com · its alternatives →

  14. 14
    pay3▲77

    Turn your wallet address into a single link and username

    Jan 2026 · pay3.so · its alternatives →

  15. 15

    Customers pay via card, You receive USDT. No new checkout

    Jun 2026 · trysettler.com · its alternatives →

  16. 16AS
  17. 17
    Yatori▲8

    I think that merchants should NOT have to pay 2-3% in tx fees. TO do this I had to build a mobile app (the pay interface side) and QR codes that can run anywhere HTML does (the receiver side). The next step is a free POS that has 0 fees to accept stablecoins from the payment app side. Is there a market for 0 tx fees, free signup, and 0 hardware POS system for the underbanked, unbanked, and current users of traditional systems?

    2025 · yatori.io · its alternatives →

  18. 18

    Stablecoin payment solutions for creators

    2025 · poly.link · its alternatives →

  19. 19

    support creators with stablecoins

    Jan 2026 · buymestable.com · its alternatives →

  20. 20
    Weave▲4

    Accept payments, anyhow, anywhere

    Jul 2026 · paywithweave.com · its alternatives →

  21. 21

    Banking Without a Border!

    2022 · sendeezy.com · its alternatives →

  22. 22
    Eppy▲3

    Your Crypto Payment Gateway for Stablecoin Payments

    2025 · its alternatives →

  23. 23
    Dari▲3

    Instant global payments with stablecoins

    Feb 2026 · its alternatives →

  24. 24
    Web3E▲2

    Accept crypto payments on your rails, not ours

    Jul 2026 · web3e.cc · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →