Commerce · alternatives · 2026
24 alternatives to UPI 2.0
Indian Unified Payments Interface
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. UPI 2.0 launched in 2018; newer entries below may have overtaken it.
- 1
Cheq UPI▲249A better payments app for NRIs and foreigners visiting India
2023 · chequpi.com · its alternatives →
- 2
PhonePe▲6P2P Money transfer on UPI (Unified Payment Interface)
2016 · phonepe.com · its alternatives →
- 3
- 4
Collect & disburse UPI payments. 1 stack, 15+integrations.
2020 · cashfree.com · its alternatives →
- 5
- 6
2nd edition, fully revised, new content, new web reader.
2014 · petekeen.net · its alternatives →
- 7
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- 9
PayJunction▲66Process Payments & Capture Electronic Signatures
2015 · payjunction.com · its alternatives →
- 10
- 11
Payemoji▲76AI-powered payments and conversational commerce
Apr 2026 · payemoji.com · its alternatives →
- 12
- 13
Tilt 3.0▲193Social payments, now with one-to-one payments and requests
2016 · tilt.com · its alternatives →
- 14
- 15
- 16
- 17
Paynager 2.0▲70Payment analytics at your fingertips
2023 · paynage-yf5adx.flutterflow.app · its alternatives →
- 18
Fast, secure & reliable cashless UPI payments on your phone
2017 · apps.apple.com · its alternatives →
- 19
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- 21
India Stack▲13Payments, identity, and signatures on one platform (Aadhaar)
2017 · indiastack.org · its alternatives →
- 22
World's most innovative fintech rails
2023 · its alternatives →
- 23
- 24
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →