nowfound

Commerce · alternatives · 2026

24 alternatives to Upstart

Marketplace lender that looks beyond your credit score.

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Upstart launched in 2015; newer entries below may have overtaken it.

  1. 1
    Ascend▲79

    Loans for borrowers who are better than their credit score

    2017 · its alternatives →

  2. 2

    Credit marketplace for peer-to-peer lending

    2014 · lendingclub.com · its alternatives →

  3. 3
    LendUp▲84

    Micro-loans made simple

    2014 · lendup.com · its alternatives →

  4. 4
    Upgrade▲92

    The newest lending startup from the former Lending Club CEO

    2017 · upgrade.com · its alternatives →

  5. 5

    Get a real estate loan. No bank required.

    2015 · kiavi.com · its alternatives →

  6. 6

    Get detailed credit reports

    2021 · apps.apple.com · its alternatives →

  7. 7
    Avant▲73

    Transparent & convenient personal loans

    2015 · avant.com · its alternatives →

  8. 8
    Lenda▲42

    Home Loans online from start to finish

    2014 · lenda.com · its alternatives →

  9. 9

    Lend to small businesses in your neighborhood.

    2014 · lendsquare.com · its alternatives →

  10. 10
    EarnUp▲70

    Intelligently automate loan payments

    2016 · earnup.com · its alternatives →

  11. 11

    Peer-to-peer lending in your pocket

    2015 · lendingcrowd.com · its alternatives →

  12. 12
    Satago▲76

    Clever credit control for small businesses. Get paid faster.

    2015 · satago.com · its alternatives →

  13. 13
    Affirm▲123

    A credit line for the internet (Max Levchin's new startup)

    2014 · affirm.com · its alternatives →

  14. 14
    Level▲137

    Non-dilutive financing for fintech startups

    2021 · its alternatives →

  15. 15
    Startr▲156

    "Like Airbnb for Uber." Inspiration for your next startup

    2016 · play.google.com · its alternatives →

  16. 16

    Personal loans to help manage high-interest credit card debt

    2016 · marcus.com · its alternatives →

  17. 17

    Microfinance for talents

    2015 · its alternatives →

  18. 18

    Helps you build credit and start saving

    2016 · its alternatives →

  19. 19

    The first completely online end-to-end mortgage experience

    2015 · its alternatives →

  20. 20
    Landed▲115

    Community down payment support

    2017 · landed.com · its alternatives →

  21. 21
    Fundera▲61

    Small Business Loans Made Easy

    2014 · nerdwallet.fundera.com · its alternatives →

  22. 22

    Automated investing on Prosper/Lending Club

    2015 · classic.lendingrobot.com · its alternatives →

  23. 23

    Kayak-Style Marketplace To Simplify Student Loan Refinancing

    2014 · credible.com · its alternatives →

  24. 24

    Loans For Living Life

    2014 · earnest.com · its alternatives →

Also compare

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →