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Alternatives

Products that do what WalletWave does

Open-source AI-powered personal finance management tool

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    Talk with your wallet - manage, save & plan your finances

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    Wave95

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    Expense Tracker| Budget | Personal Finance | WalletIN | AI

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    Chat-first money tracking with real-time AI budgets.

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    heap9

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    Smart personal finance tracker for your daily life

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    Your smart finance tracker — powered by UPI, SMS & you.

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  20. 20RA

    I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.

    Apr 2026 · rayfinance.app

  21. 21

    Track income and expenses by simply talking

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  22. 22

    Track income, expenses from bank SMS

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  23. 23

    Smart, secure chat-based spending tracker.

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  24. 24

    Track your money honestly. Build on it if you're a developer

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