Commerce · alternatives · 2026

24 alternatives to WaPaS (Wallet and Promotions as Service)

Smart Transaction Keeping Assistant for Everyone

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. WaPaS (Wallet and Promotions as Service) launched in 2024; newer entries below may have overtaken it.

1. 1
   Crypto APIs WaaS (Wallet as a Service)▲9

   MPC-based digital business wallet with encrypted backup

   2021 · its alternatives →

2. 2
   doola Money▲316

   Start an LLC, store $USD, and move money globally in minutes

   2024 · its alternatives →

3. 3
   Cloudflare Wallets▲272

   the programmable wallet for the agentic Internet

   Aug 2026 · blog.cloudflare.com · its alternatives →

4. 4
   Alpaca Crypto API▲383

   Easy to use crypto trading API

   2021 · its alternatives →

5. 5
   wadata▲3

   Loyalty digital wallet

   2022 · its alternatives →

6. 6
   Just Wallet▲187

   Send and receive funds from anyone, anywhere, instantly

   2024 · justwallet.com · its alternatives →

7. 7
   Valora▲109

   Send money like a text message to anyone worldwide

   2021 · its alternatives →

8. 8
   Quolum SaaS Card▲220

   Expense card for SaaS purchases

   2021 · its alternatives →

9. 9
   Co-branded Wallets & Cards by Decentro▲125

   Issue and manage co-branded prepaid cards & wallets

   2021 · its alternatives →

10. 10
    Kruma Currency Exchange▲105

    The best currency exchange service for world travelers ✈️💵💶💷

    2017 · its alternatives →

11. 11
    Wallet▲95

    A simple web app to manage your money 🤑

    2018 · its alternatives →

12. 12
    Midas Protocol Wallet▲64

    A universal wallet to manage and invest crypto assets.

    2018 · its alternatives →

13. 13
    Hiro Wallet for Stacks▲99

    Access DeFi & Web 3 apps built w/ Stacks in Chrome & Firefox

    2021 · its alternatives →

14. 14
    Coin Assistant▲139

    World's first financial AI-assistant for digital currencies

    2019 · its alternatives →

15. 15
    Cashactions▲70

    Keep track of your dough

    2018 · its alternatives →

16. 16
    Yubilly▲64

    Digital email receipt, invoice wallet and inbox management

    2022 · its alternatives →

17. 17
    Voucherify▲79

    API first promotion and loyalty management software

    2021 · its alternatives →

18. 18
    Swipe▲87

    Simple GST billing and accounting app for SMEs in India

    2021 · its alternatives →

19. 19
    Kem▲65

    Crypto wallet for payments, transfers, and gold

    May 2026 · kemapp.io · its alternatives →

20. 20
    Saas banking platform ▲5

    Launch Fast. Stay Compliant. Scale Globally.

    2025 · anankai.com · its alternatives →

21. 21
    Tellme▲7

    Records transactions just by you saying it to the app

    2025 · vocal-transaction-vision.lovable.app · its alternatives →

22. 22WA
    Walletjs – A little library to handle money amounts▲23

    2017 · github.com · its alternatives →

23. 23
    Clavaa▲7

    Revolutionizing payments and rewards

    2025 · clavaa.com · its alternatives →

24. 24
    WUDU▲5

    Credit ledger of the world around you in your phone

    2020 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →