Commerce · alternatives · 2026

24 alternatives to WaPaS (Wallet and Promotions as Service)

Smart Transaction Keeping Assistant for Everyone

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. WaPaS (Wallet and Promotions as Service) launched in 2024; newer entries below may have overtaken it.

1. 1
   Crypto APIs WaaS (Wallet as a Service)▲9

   MPC-based digital business wallet with encrypted backup

   2021 · cryptoapis.io · its alternatives →

2. 2
   Cloudflare Wallets▲272

   the programmable wallet for the agentic Internet

   Aug 2026 · blog.cloudflare.com · its alternatives →

3. 3
   Alpaca Crypto API▲375

   Easy to use crypto trading API

   2021 · alpaca.markets · its alternatives →

4. 4
   wadata▲3

   Loyalty digital wallet

   2022 · its alternatives →

5. 5
   Just Wallet▲187

   Send and receive funds from anyone, anywhere, instantly

   2024 · justwallet.com · its alternatives →

6. 6
   Owy▲269

   Keep track of the things people owe you

   2017 · its alternatives →

7. 7
   Valora▲109

   Send money like a text message to anyone worldwide

   2021 · its alternatives →

8. 8
   Quolum SaaS Card▲220

   Expense card for SaaS purchases

   2021 · its alternatives →

9. 9
   Co-branded Wallets & Cards by Decentro▲125

   Issue and manage co-branded prepaid cards & wallets

   2021 · decentro.tech · its alternatives →

10. 10
    Kruma Currency Exchange▲105

    The best currency exchange service for world travelers ✈️💵💶💷

    2017 · its alternatives →

11. 11
    Wallet▲95

    A simple web app to manage your money 🤑

    2018 · its alternatives →

12. 12
    Midas Protocol Wallet▲64

    A universal wallet to manage and invest crypto assets.

    2018 · midasprotocol.io · its alternatives →

13. 13
    Cashactions▲70

    Keep track of your dough

    2018 · apps.apple.com · its alternatives →

14. 14
    Mollie Recurring▲106

    A solution for collecting customer payments recurrently.

    2016 · mollie.com · its alternatives →

15. 15
    Yubilly▲64

    Digital email receipt, invoice wallet and inbox management

    2022 · yubilly.com · its alternatives →

16. 16
    Voucherify▲79

    API first promotion and loyalty management software

    2021 · voucherify.io · its alternatives →

17. 17
    HiFast▲66

    Deposit, spend, & withdraw cash & crypto

    2022 · its alternatives →

18. 18
    Duetella▲72

    Helping you & businesses stay on top of your payments

    2023 · duetella.vzy.io · its alternatives →

19. 19
    Swipe▲87

    Simple GST billing and accounting app for SMEs in India

    2021 · getswipe.in · its alternatives →

20. 20
    Hyperwage▲78

    Payment tools to buy and sell anything for cryptocurrencies

    2018 · fruits.co · its alternatives →

21. 21
    Kem▲65

    Crypto wallet for payments, transfers, and gold

    May 2026 · kemapp.io · its alternatives →

22. 22
    Saas banking platform ▲5

    Launch Fast. Stay Compliant. Scale Globally.

    2025 · anankai.com · its alternatives →

23. 23
    Tellme▲7

    Records transactions just by you saying it to the app

    2025 · vocal-transaction-vision.lovable.app · its alternatives →

24. 24
    Voucherify – Voucher infrastructure through API▲16

    Voucherify helps modern teams optimize promotions, loyalty, and incentives through continuous experimentation.

    2016 · voucherify.io · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →