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Alternatives

Products that do what Waterfall Planning does

Merging simple personal finance and data privacy for Gen X.

  1. 1IS

    Hey everyone! After another year of building as a solo dev on nights and weekends, I'm back with an update on this post: https://news.ycombinator.com/item?id=31083093. TL;DR - ProjectionLab (https://projectionlab.com) is a privacy-friendly personal finance planning tool where you can create financial plans that go beyond the standard online retirement calculators. And by popular request, it now supports self-hosting for Lifetime users! Something I'm grateful for is that our community here on HN is the difference between PL existing and not. There was actually a time…

    2023 · projectionlab.com

  2. 2IM

    2021 · projectifi.io

  3. 3IB

    2022 · projectionlab.com

  4. 4C2
  5. 5

    The personal finance simulator you've been waiting for

    2022

  6. 6
    Blox190

    Supercharge your financial planning and modelling

    2024

  7. 7

    Automate your financial management to take smart decisions

    2023

  8. 8

    Manage and track your personal & business finances easily

    2024

  9. 9
    Uprise356

    We optimize your financial life, for free

    2022

  10. 10
    Strabo320

    A free Notion inspired personal finance dashboard

    2024

  11. 11
    Rewiser126

    Design your financial flow

    2025

  12. 12

    Create personal finance models to plan your future expenses

    2022

  13. 13

    Effortless money management

    2023

  14. 14

    Intelligent portfolio management for self-directed investors

    2022

  15. 15
    Hatch78

    Financial planning made simple and accessible to all

    2018

  16. 16

    Streamline your finances, streamline your life

    2023

  17. 17
    Plan87

    Finance tracker for goals, incomes, savings in one place.

    2020

  18. 18
    Fina46

    Build Your Own Financial Tracking System

    2024

  19. 19

    Predict your personal & family financial future offline

    Jun 2026 · play.google.com

  20. 20FT

    Hi everyone, I'd like to share FinWise (https://finwiseapp.io) with you, which my wife and I have been building over the last few months. FinWise is an all-in-one personal finance management tool, including budgeting, net-worth tracking, financial planning & forecasting and a couple of other things which we're still busy working on like couples/family budgeting and being able to set and track goals. It's designed to make managing all your personal finances as simple, easy and painless as possible, and we've put a lot of effort into making the website as simple and intuitive,…

    2023 · finwiseapp.io

  21. 21
    FinFam23

    Collaborative financial planning with open-source expertise.

    Sep 2025

  22. 22

    The personal finance app built for you

    Oct 2025

  23. 23
    UseKYN6

    Financial clarity without the data overload

    Jul 2026 · usekyn.com

  24. 24

    AI Personal finance & secure privacy-first expense tracker

    Jun 2026 · apps.microsoft.com

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