Life & fun · alternatives · 2026
24 alternatives to Wave
Free financial software for your small business
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Wave launched in 2014; newer entries below may have overtaken it.
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Fast, easy accounting for your small business
2014 · waveapps.com · its alternatives →
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Ray▲298I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.
Apr 2026 · rayfinance.app · its alternatives →
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New invoicing app from accounting company Wave
2014 · apps.apple.com · its alternatives →
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Infusionsoft▲76Sales and marketing software for small businesses
2014 · keap.com · its alternatives →
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Simplifyd▲21Beautifully simple software to manage your small business.
2015 · simplifyd.io · its alternatives →
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SparkFin 2.0▲175Spotify for market data. Beautifully designed stocks lists.
2016 · apps.apple.com · its alternatives →
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Moneyspire▲73User friendly & powerful personal finance software
2017 · moneyspire.com · its alternatives →
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PennyWhale▲67A search engine for fundamental financial data
2014 · pennywhale.com · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →