Commerce · alternatives · 2026

24 alternatives to ZELF

Instant money in messengers

ZELF is a financial service that provides users with a free Mastercard debit card and IBAN account accessible directly within messaging apps including Facebook, WhatsApp, Telegram, and Viber. The setup process takes… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. ZELF launched in 2020; newer entries below may have overtaken it.

1. 1
   MetaPass by ZELF▲185

   Banking in Discord for gamers, first bank of the Metaverse

   2021 · its alternatives →

2. 2
   Bank of The Metaverse by ZELF▲131

   One account for Game Loot, NFTs & Fiat Money

   2022 · its alternatives →

3. 3
   ZELF instant card with crypto recharge▲241

   Instant card with crypto recharge

   2022 · zelf.co · its alternatives →

4. 4
   Brew Money▲640

   Earn ~6% APY on crypto with self-custody, withdraw anytime

   2022 · apps.apple.com · its alternatives →

5. 5
   Sleek Pay▲461

   Checkout from any store with 1 click

   2022 · its alternatives →

6. 6
   Shakepay Instant▲323

   Pay with Bitcoin with instantly generated VISA cards 💳

   2016 · chromewebstore.google.com · its alternatives →

7. 7
   Strike▲113

   Send money instantly, with no fees, anywhere in the world

   2021 · invite.strike.me · its alternatives →

8. 8
   Bankoff Card▲116

   Banking without banks

   2020 · bankoff.co · its alternatives →

9. 9
   N26▲290

   The Mobile Bank

   2016 · n26.com · its alternatives →

10. 10
    Facebook Pay▲363

    Send money to your friends via Messenger

    2015 · about.fb.com · its alternatives →

11. 11
    Dapi▲187

    Accept zero fee instant payments

    2020 · its alternatives →

12. 12
    Loomal▲296

    Monetize any MCP server in 5 minutes with no % skim.

    Jul 2026 · loomal.ai · its alternatives →

13. 131O
    10% off at Starbucks when you buy with Bitcoin▲169

    2014 · coinforcoffee.com · its alternatives →

14. 14
    Coffee Companion▲164

    A free native macOS companion app for Buy Me a Coffee

    2023 · codetouch.com · its alternatives →

15. 15
    Valora▲109

    Send money like a text message to anyone worldwide

    2021 · its alternatives →

16. 16
    Bankoff Visa Gift Card▲73

    Gift cards made easy. Create, top-up and send in seconds!

    2020 · bankoff.co · its alternatives →

17. 17
    Sendr▲114

    Send money like a Text Message. Powered by Stablecoins.

    Apr 2026 · sendr.cash · its alternatives →

18. 18
    Gusto Wallet▲125

    Supercharge your paycheck to work harder for you

    2020 · gusto.com · its alternatives →

19. 19
    Fednow, Wire, Zelle payments by Myuser▲117

    Accept Instant Fednow, Wire & Zelle payments in your website

    2023 · myuser.com · its alternatives →

20. 20
    Zebpay Crypto Exchange and Wallet▲133

    Buy, sell and trade bitcoin and other cryptos globally.

    2018 · zebpay.com · its alternatives →

21. 21
    ZEBEDEE▲156

    Play, earn, shop: your portal into rewarded gaming

    2022 · zbdpay.com · its alternatives →

22. 22
    Finch▲113

    The financial app for your social life

    2017 · finch.me · its alternatives →

23. 23
    Payfriendz▲92

    Send and request money for free and in realtime

    2015 · speedypaper.com · its alternatives →

24. 24
    Chatex▲79

    The simple service for everyday use of cryptocurrencies

    2019 · chatex.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →