Accorda

What it does

Accorda helps people document personal loans and agreements without turning relationships into a mess. Create clear loan agreements, track payments, and keep a shared history in one place. Free agreements, simple setup, and no banks or brokers involved. Built for lending between people who already know each other.

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  Hey HN, I'm Roma, 21, from Bucharest, Romania. At 20 I was running a 12-person design studio doing €250K/year. Then I lost €50K+ to clients who never paid. No contracts, just trust. Studio collapsed, I took €40K in debt. That experience led me to build Accordio – an AI-powered contract and payment platform for freelancers. The core idea: paste your meeting notes, AI extracts scope/deliverables/payment terms and generates a proposal. Client accepts → contract auto-generates. Contract signed → invoice auto-generates. Everything interlinked, no re-entering data across 4 different…

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