AmortizeKit
Free offline loan & mortgage calculator for Chrome
What it does
Most loan calculators open new tabs, require accounts, or sell your data. AmortizeKit lives in your Chrome toolbar — instant, offline, and 100% private. Calculate monthly payments, compare mortgage scenarios, export PDF/CSV reports. Supports home, auto, personal & student loans. No signup. No ads. No data collection. Free forever.
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Hey HN, Henry here from Cactus. We open-sourced Needle, a 26M parameter function-calling (tool use) model. It runs at 6000 tok/s prefill and 1200 tok/s decode on consumer devices. We were always frustrated by the little effort made towards building agentic models that run on budget phones, so we conducted investigations that led to an observation: agentic experiences are built upon tool calling, and massive models are overkill for it. Tool calling is fundamentally retrieval-and-assembly (match query to tool name, extract argument values, emit JSON), not reasoning. Cross-attention…
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