An app that takes your money if you don't reach your goals
My wife and I just launched this app because we had so much fun with a fitness challenge we did we some friends recently where everyone put in $100 and defined their goals, then only the people who met their goals split the pot. It made us realize there's really no better motivator than money. It's better on mobile screens right now as we just designed for mobile screens for now. And we did manage to put it up on both app stores - it's low in the ranks but you should be able to search it by "Goalie challenges". We built it using the leanest tech stack - Ruby on Rails, server-side HTML (no…
In plain words
Goalie is a mobile app that lets groups create shared financial challenges where participants set goals and contribute money to a pool. Only those who meet their objectives split the winnings, using financial stakes as motivation. The app is designed primarily for mobile devices and is available on both iOS and Android app stores under "Goalie challenges.
written from the facts on this page · September 2026
From the sources
In the maker’s words, at launch
My wife and I just launched this app because we had so much fun with a fitness challenge we did we some friends recently where everyone put in $100 and defined their goals, then only the people who met their goals split the pot. It made us realize there's really no better motivator than money. It's better on mobile screens right now as we just designed for mobile screens for now. And we did manage to put it up on both app stores - it's low in the ranks but you should be able to search it by "Goalie challenges". We built it using the leanest tech stack - Ruby on Rails, server-side HTML (no JS), tailwindcss, then packaging it for iOS and Android using pwabuilder!
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- LMLaunched my side project: Goalfinch2011 · ▲22
http://goalfinch.com I had the idea for Goalfinch while reading an article here on Hacker News about economic incentives and how effective they are. It got me thinking: What if there were an easy way to set up economic incentives for the goals I have in my own life? A few months later, after working on it off and on in my spare hours, it's ready for prime time. With Goalfinch, you define a goal and make a contribution of cash that acts as an incentive for you to complete the goal. Your Facebook friends confirm whether or not you've accomplished it. If you succeed before your deadline, you…

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