Approval AI

What it does

Approval AI is America’s first AI mortgage platform built to help homebuyers save time, money, and stress. We automate the most painful parts of getting a mortgage: paperwork, rate shopping, and negotiation, all in one place.

Compare mortgage rates, review total costs more clearly, and explore mortgage education with Ralo.

New Ralo raised $2.9M to make mortgages actually affordable. Learn more → $500,000 loan · 75% LTV · 780+ FICO · Primary residence · Fixed comparisons use Freddie Mac PMMS as of September 10, 2026. The ARM average rate and APOR use FFIEC survey inputs as of September 10, 2026; its estimated APR uses New York Fed 30-day SOFR effective September 11, 2026, applicable adjustable-rate loan terms, and stated borrower finance charges. Sample rates only; not a loan approval, rate lock, or commitment. NMLS #2751459 Our pricing engine surfaces your best available lender — in seconds. A broker pads your rate to pay themselves. Our cut's a fraction. Ranked by what each loan really costs you, not the…from ralo.com

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