BudgetOS

What it does

Every budget tool on Etsy is a Google Sheets file. BudgetOS is different — a complete browser-based finance dashboard built like a real app. 9 pages: Dashboard, AI Insights, Debt Payoff Planner (Avalanche vs Snowball), Savings Goals, Net Worth, Tax Estimator & PDF Report Export. One HTML file. Open in Chrome. No login. No subscription. Works offline. Your data never leaves your device. Built from scratch by a developer in Melbourne. 🇦🇺

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  Hi HN, I wanted to share an app I've created recently since it might be useful for you: guitos is a free open-source budgeting app that helps you figure out where your money went and plan your budget ahead of time. It was initially created to replace a spreadsheet I created based on the budgeting advice given on the r/personalfinance subreddits and as an opportunity to learn React. The app stores data in your browser's local storage (IndexedDB). Your private financial data doesn't leave your browser. (If you're wondering what the app's name means: "guitos" is portuguese slang for…

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