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Commerce · November 9, 2025

BYB (BuildYourBudget)

Hey guys, I built an app that follows the envelope budgeting philosophy like YNAB and with beautiful expense breakdown displayed in sankey, line, bar charts. It also tracks your crypto wallet (BTC & ERC20), bank connections through Plaid and brokerage accounts through SnapTrade. Create unlimited categories, cash/loan/credit accounts and start budgeting at https://buildyourbudget.com/

BYB (BuildYourBudget) launched on November 9, 2025 with 7 votes, #1,843 of 9,796 launches that month.

What it does

Build Your Budget (BYB): Master your money with zero-based budgeting. Track crypto. Manage loans. All in one place.

Does a similar job

all alternatives →
  • YNAB (You Need a Budget)2015 · ynab.com · ▲208

    Gain control of your money

  • 8udgetJan 2026 · 8udget.my · ▲97

    Budget, invest & track finances - works offline

  • ZerosumFeb 2026 · zerosum.so · ▲3

    I've been a YNAB user for years but couldn't justify $109/yr for an app where I never used bank sync. So I built my own. ZeroSum is zero-based budgeting (same envelope method) with a full YNAB import wizard — bring your entire budget history over. 50+ currencies, shared budgets, analytics, keyboard shortcuts. $40/yr. Stack: React (Vite + TanStack Router) on Cloudflare Pages, Hono + tRPC on Render. Happy to talk about the technical decisions. Try it free for 35 days: https://zerosum.so

  • MS
    My side project is helping me manage my finances2023 · financemadelovely.com · ▲9

    For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.

  • YNAB 5 (You Need A Budget)2015 · ynab.com · ▲16

    Gain total control of your money

  • BucksBuddyJun 2026 · bucksbuddy.com · ▲5

    I loved learning how to build end-to-end encryption. I thought you'd need to go through every record. I felt really silly when I learned how keys can be used. For context, I'd blown through half a million dollars over 4 years and had no idea where it went. So I'm trying to get a grip on it with this app. I can't use bank statements, because I'm using different electronic money institutions (EMI) and Lebanon barely supports paying by card. It took a while to get a UI I actually wanted to use... The part I'm still unsure about is adding old savings. Some find it intuitive but others find it…

Source: Product Hunt launch ↗

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