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AI · July 28, 2026

Cardzen

Track every credit, perk, and point before it expires

Cardzen launched on July 28, 2026 with 92 votes, #459 of 24,623 launches that month and more than 95% of that year's launches.

What it does

The average premium cardholder leaves up to $1,500 in credits and points on the table every year. Cardzen tracks every credit, perk, and multiplier across your cards, reminds you before anything expires, and tells you which card to use for every purchase. Ask the AI advisor anything about your wallet, get a daily digest of what needs attention, and stop paying annual fees for benefits you never use.

Cardzen - Get more from your credit cards. AI-powered credit card recommendations tailored to your spending habits.

Credits expiring, wrong card at checkout, perks you forgot about. Cardzen catches all of it. Compare rewards, track credits and benefits, and get answers about the cards you already carry. Cardzen compares the cards you already carry and names one winner. The runners-up stay visible, so the choice is never a mystery. Cardzen keeps each credit visible until you use it. No spreadsheet required. Add the cards you carry. Cardzen loads supported rewards and benefits so you can inspect your wallet and ask what fits next. Ask about a store, category, or purchase. Cardzen compares supported information across the cards in your wallet and recommends a card to consider. Track supported credits and…from cardzen.ai

Does a similar job

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    AI agent that maximizes your credit cards

  • MyRewardsVaultMar 2026 · myrewardsvault.com · ▲3

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  • EI
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    Use your best credit card each time & maximize your rewards.

  • CardRight2023 · cardright.com · ▲2

    Free app to keep track of multiple credit cards

  • The Card Caddie2025 · thecardcaddie.com · ▲11

    I’m relatively new to the whole “credit card game” but over the past year I’ve been optimizing my daily spending for points. In August I’m heading to Southeast Asia for a year, and I have all my flights covered using points earned just from everyday spending. Keeping track of all the different rewards categories was confusing, so I built The Card Caddie, a free tool that helps you figure out which credit card to use for each purchase to maximize points and perks. It’s pretty simple right now, but I’d love feedback, ideas, or any suggestions for features that would actually help you. Website:…

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