Centiv

What it does

Six AI advisors work on your money. Coach answers in plain English, Sage manages cashflow, Sentry cuts subscription waste, Warden flags interest drains, Ace tracks your ¢Score, Clerk handles paper receipts — all running quietly in the background. ¢Score (0–100) shows financial health at a glance. Snap receipts; never miss a return window or stranded points. One-tap budgets and goals. Find money you didn't know you had. Free forever for a bank connection.

A specialized AI Squad. 10,000+ bank connections. ¢Score financial health across 6 dimensions. Daily Pulse. A smarter alternative to Monarch Money, Rocket Money, YNAB, and Cleo. Your money, finally clear.

No manual entry. No tedious categorization. No rigid budgeting. Centiv puts your finances on autopilot, so you can focus on life. Connected accounts, AI advisors, and Coach answers work together so the app feels alive from the first check-in. Balances, subscriptions, transactions, and ¢Score land in one daily view. Sentry spots recurring charges, Clerk reads receipts, and Ace watches the score. Ask what changed, what is due, or what would lift your next month. Centiv points to the one useful move and lets you decide what happens. Link checking, savings, credit cards, loans, and investments through trusted bank-link coverage. Centiv gets read-only financial data, not your bank password.…from centiv.app

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