
ClearLedger360
Free banker-grade 3-statement financial model builder
What it does
Free banker-grade 3-statement financial model builder for accountants and SME founders. Fully linked IS + Balance Sheet + Cash Flow across 24 months. Actuals-anchored forecasting, live CAD/USD FX rates, Canada + USA (CRA/GAAP), custom OpEx lines, seasonality presets, and a 7-page banker-ready PDF export. Built from a real banker request: "We need monthly forecasts with working capital and long-term balance sheet elements." Free. Always. No account required.
Does the same job
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Hey HN, Henry here from Cactus. We open-sourced Needle, a 26M parameter function-calling (tool use) model. It runs at 6000 tok/s prefill and 1200 tok/s decode on consumer devices. We were always frustrated by the little effort made towards building agentic models that run on budget phones, so we conducted investigations that led to an observation: agentic experiences are built upon tool calling, and massive models are overkill for it. Tool calling is fundamentally retrieval-and-assembly (match query to tool name, extract argument values, emit JSON), not reasoning. Cross-attention…
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- FM
Dev tools · May 2026 · github.com