COCA
The world's first MPC wallet with non-custodial card
In plain words
COCA is a self-custody banking app that combines spending, earning, saving, and banking functions through a single platform with a global Visa card. Designed for users seeking financial independence from traditional banks, it offers a personal IBAN, real-time APY on spendable balances, and cashback rewards while maintaining full self-custody of funds. The app operates across Android and web platforms with cryptocurrency and DeFi capabilities built in.
written from the facts on this page · September 2026
From the sources
COCA is a self-custody banking app with a global Visa card. It's built for people who want one app to handle everything — spending, earning, saving, and banking — without touching a traditional bank. With COCA 3.0, users get a personal IBAN, real-time APY on their spendable balance, up to 8% cashback, and full self-custody throughout.
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