COCA
The world's first MPC wallet with non-custodial card
COCA launched on January 16, 2024 with 399 votes, #71 of 4,438 launches that month and more than 95% of that year's launches. The site was still online in September 2026, 2 years on.
In plain words
COCA is a self-custody banking app that combines spending, earning, saving, and banking functions through a single platform with a global Visa card. Designed for users seeking financial independence from traditional banks, it offers a personal IBAN, real-time APY on spendable balances, and cashback rewards while maintaining full self-custody of funds. The app operates across Android and web platforms with cryptocurrency and DeFi capabilities built in.
written from the facts on this page · September 2026
From the sources
COCA is a self-custody banking app with a global Visa card. It's built for people who want one app to handle everything — spending, earning, saving, and banking — without touching a traditional bank. With COCA 3.0, users get a personal IBAN, real-time APY on their spendable balance, up to 8% cashback, and full self-custody throughout.
Get up to 5% cashback on purchases and save up to 50% on your favorite subscriptions like Netflix, all in one place.
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