Cumbuca

What it does

In Brazil, a payments license gives you full autonomy but takes years, millions in $$$, and heavy compliance. Existing providers get you live fast but restricts independence and operational control. Cumbuca merges both: you get the same development flexibility with direct access to Open Finance and Pix, with full operational control, reduced risk and flexible price. Build on official APIs, own your infra and data, customize every layer, and if you get your license, just plug your own certificate

Acesso regulado ao Open Finance Brasil. Proxy regulado pelo BACEN: sua infraestrutura, nossa licença. Sem intermediário, sem lock-in.

Acesso regulado ao Open Finance brasileiro sem precisar da sua própria licença e sem intermediários entre a sua stack e o BACEN. Um proxy regulado, a camada fina que empresas usam para escalar. Hoje, todo acesso regulado ao Pix e ao Open Finance passa por um bloco pesado, abstrações, dados da sua operação indo para o provedor, suporte terceirizado. A Cumbuca colapsa tudo isso em uma única fatia fina, um proxy regulado, transparente, que fala direto com o ecossistema. Cumbuca fica entre a sua infraestrutura e o ecossistema regulado, traduzindo requisições assinadas (mTLS · JWS) nos dois sentidos, sem abstrair, sem armazenar, sem mediar. Mapeamento 1:1 para as APIs de Open Finance. Cada…from cumbuca.com

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