
Financia by SilqApps
Freelancing, Accounting, Money Management
What it does
I’ve realized that being a freelancer comes with something we all share and that is that our income is never completely predictable. One month you invoice a lot, and the next month you might invoice nothing. But your expenses don’t move at the same pace as your contracts. Most financial tools are built for people with fixed salaries. The reality is, freelancers just don’t work that way. That’s why I created Financia.
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After having been a regular employee for years, I worked as a freelancer for a while. Going into my freelancing life I had no real mental model for how much of the money I earned was truly mine to spend, and how much of it I needed to set aside for taxes, vacations, retirement, and in case I got sick. I modelled this in Excel as best I could and was quite surprised both by how complicated it was to get right, and how much money I actually needed to set aside! As my girlfriend also started freelancing last year, I decided to turn my Excel sheet into a little program she could use too, and in…


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