Finent
Budgeting built around your payday, not the calendar
Finent launched on July 6, 2026 with 9 votes, #1,899 of 24,623 launches that month and more than 90% of that year's launches.
What it does
Finent is a free, open-source budgeting app built around your paycheck. It knows when your next payday is, which bills are due before then, and exactly how much to set aside now. Uses the 50/30/20 rule, supports debt payoff planning, savings goals, and shared household budgets. Privacy-first: no ads, no trackers, no data selling.
Finent is a paycheck budgeting app with no bank linking. See exactly how much to set aside from each paycheck so every bill is covered before payday.
Finent shows you exactly how much to set aside from each check so every bill is covered before payday comes around again. After you get paid, Finent tells you the exact dollar amount to hold back so every bill due before your next check is already covered. Visualize every upcoming payday alongside the bills that are due, so you're never caught off guard. Tag expenses as Utility, Housing, Grocery, Subscription, and more — get a detailed breakdown of exactly where your money goes. Receive email reminders before bills are due so you can plan ahead and avoid last-minute surprises. Enter your paycheck details — weekly, bi-weekly, or monthly. Finent normalizes everything automatically. Add each…from budgetwithfinent.com
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