
Fino
Fast and simple personal budget tracking
What it does
Fino is a minimal Android expense tracker focused on fast and simple budgeting without unnecessary complexity. Track expenses and income in seconds, organize transactions by category, view monthly statistics and keep your finances under control with a clean and lightweight interface. Built with a local-first approach and designed for people who want a simple budgeting experience instead of complicated finance tools.
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Hey HN, Henry here from Cactus. We open-sourced Needle, a 26M parameter function-calling (tool use) model. It runs at 6000 tok/s prefill and 1200 tok/s decode on consumer devices. We were always frustrated by the little effort made towards building agentic models that run on budget phones, so we conducted investigations that led to an observation: agentic experiences are built upon tool calling, and massive models are overkill for it. Tool calling is fundamentally retrieval-and-assembly (match query to tool name, extract argument values, emit JSON), not reasoning. Cross-attention…
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