Finzen

What it does

Most finance apps want your bank login. Finzen doesn't. The all-in-one dashboard for budgets, expenses & portfolio is built privacy-first. No bank sync. No data sharing. Just you and your numbers. ✦ Manual entry — awareness starts with attention ✦ Envelope budgeting · Tend → Observe → Grow ✦ Stocks, ETFs, crypto, forex & cash in one place ✦ Zero-knowledge · AES-256 · GDPR-compliant Your bank doesn't need to know your net worth. Neither does your app.

The all in one personal finance dashboard. Envelope-budgeting, expense tracking, and portfolio management in one. Designed to give you a calm, clear view of your money.

Finzen simplifies money management by connecting envelope budgeting, cashflow tracking, and portfolio management in one seamless experience. Designed to help you see the full picture. It really doesn't have to be. You don't need a financial advisor, a spreadsheet obsession, or a finance degree to get on top of your money. Just the right tools and a little clarity. That's exactly why we built Finzen. One dashboard that puts everything in one place, laid out so simply that your finances just make sense. Your finances aren't as complicated as you think. We'll show you. Budget. Track. Invest. Everything in one intuitive dashboard Envelope-based budgeting: Assign every dollar a job before you…from finzen.org

In the maker’s words, at launch

Over the years, I've tried pretty much every personal finance tool out there. Loved some, hated others, but in the end, I always came back to using my trusty google sheet. I needed something that combined YNAB's envelope budgeting with what a multi-asset portfolio tracker does. For me, your budget and your…

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